Bookkept Financial Planners & Advisors Melbourne, Victoria

The world of finance is a complex one that is difficult to navigate. It is possible to feel overwhelmed by the sheer number of distinct plans and methods that are currently available. But that doesn’t mean that it has to be! It is not difficult to locate the most qualified financial planners in Melbourne, Victoria, provided that you know where to seek.

Do you need assistance in locating the most qualified financial planners and advisors in the Melbourne, Victoria area? Because there are so many choices available, it may be tough to determine which one is best for you to pursue.

We have collected a list of some of the greatest financial planners and advisors in your area so that they can assist you with any queries or worries that you may have regarding your financial situation. They will be able to steer you in the correct direction in order for you to make good decisions with your money, whether it is saving up for retirement or planning out how much money to invest in various things. They will be able to do this regardless of the situation.

Ultimate List of Best Financial Planners and Advisors Melbourne 

Klear Picture – Financial Planners & Advisors Melbourne

Klear Picture - Financial Planners & Advisors Melbourne

klearpicture.com.au

(03) 9998 1940

Melbourne Private & Business Wealth Advisors

At Klear Picture, we prioritise the development of robust and long-lasting connections with each customer while also providing individualised service. We are able to assist you in comprehending your objectives and developing investment methods that are uniquely suited to you because we have created an atmosphere that is dependable, informed, and welcoming.

As financial advisors in Melbourne, we are dedicated to assisting you in accomplishing your objectives and turning your fantasies into a reality. In spite of the fact that we all want to be financially independent and have the flexibility to follow our goals and ambitions, the particulars will always be different for you, which is why it might be helpful to consult with a financial counsellor from time to time.

Because we are aware that the preferences of each individual will vary, we will take the time to sit down with you in an unhurried and stress-free environment in order to gain a better understanding of the specifics of the kind of financial strategy that will best meet your needs. After that, we will create a tailor-made strategy that is based on your requirements. You need a financial strategy that includes wealth building guidance that is specifically targeted to you and your situation, no matter what your goals may be.

In Melbourne, the landscape of wealth advising services has seen substantial shifts over the course of the last ten years. The days of straightforward service items are long gone. Today, businesses invest trillions of dollars in the research and development of innovative goods and services that play on our emotions by making assurances about the safety of our tomorrows. It is difficult for individuals to trust and feel like a number when there aren’t clear roads to financial independence. However, when those pathways are present, it is easier for individuals to achieve financial independence.

We have avoided aligning ourselves with any institutions because our objective is to provide individualised solutions for each of our customers. This enables us to build and modify investment models that are actually beneficial to you and saves us time in the process.

Here in Melbourne, Klearpicture is the company that residents and businesses turn to most often when they need competent wealth management or financial advice. Building Your Financial Freedom is the sole objective of our resources, which include our tools, our experience, and our capabilities in strategic planning. Because we are not owned by or partnered with any bank, financial institution, or product, our motivation is always pushed towards the achievement of the exact monetary objectives that you have set for yourself.

Our clients receive competent financial advise. This counsel is always driven by analytical data, supported by understanding of the sector, and scaled to match the particular metrics of the recipient. When it comes to retirement planning, our financial advisors in Melbourne are aware of the difficulties that many people find themselves in. As a result, the tactics that we utilise for wealth management are geared towards the accomplishment of long-term objectives by means of attainable financial benchmarks in the short term.

Why Klear Picture Smsf Advisors?

Every single one of our customers receives the unparalleled level of care, attention, and competence that we at Klearpicture are known for providing.

Because of the individualised and professional nature of our service, we hand-pick the investments that are the best fit for our clients after scouring multiple platforms and the industry’s most reputable providers. Additionally, we provide specialised advice, plans, and strategies that are tailored to the investor’s profile, as well as the client’s goals and objectives.

For the purpose of assisting you in accomplishing your financial goals, our company specialises in offering a variety of consulting and investment services.

Verse Wealth – Financial Planners & Advisors Melbourne

Verse Wealth - Financial Planners & Advisors Melbourne

versewealth.com.au

1300 822 166

Services

Strategy

Assisting you in making important choices such as whether or not to invest, make a contribution to a retirement plan, pay off debt, purchase a new house, launch a business, sell assets, and many other options. It’s important to strike a balance between attaining your goals, reducing the amount of stress in your life, and building your wealth so that you can enjoy more freedom in the future.

Cash Flow

It is absolutely necessary to get your cash flow under control. If you cannot effectively manage your finances, you will never be able to do the things you set out to do. We assist people in regaining control of their financial situation by providing structure, accountability, and clarity regarding what they spend, as well as by assisting them in building their savings.

Investing

We will create portfolios for you that are both varied and transparent, and will ensure that they are in line with your goals. We will educate you, help you set reasonable expectations, and guide you through the ups and downs of the market while managing your emotions. To back up our suggestions and guarantee that your possessions are in safe hands at all times, we conduct our own research, carry out our own analyses, and obtain our own evaluations.

Super

Deciding on a fund, determining the optimal investment mix for that fund, making donations, and other related tasks. We will make the complexity of investing look simple, which will allow you to maximise your nest egg and have assurance that your future will be just fine.

Retirement planning

Planning ahead is essential if you want to enjoy the kind of retirement you’ve earned. As you approach closer to retirement, we will develop a plan to maximise your retirement savings, examine more conservative investment techniques to prevent losses in your portfolio, and utilise modelling to forecast your ability to live your best life after retirement.

Tax

You shouldn’t pay more tax than is necessary, as paying less tax will leave you with more money to put towards living the life you want to live. We will assist you in making the most of the rules to your benefit by selecting tax-efficient investments, optimising deductions, and collaborating with the most qualified accountant.

Property

We will assist you in avoiding the typical errors that people make when purchasing real estate, whether it is the home of your dreams, your first home, or an investment property. With the assistance of expert mortgage brokers and property specialists, we will walk you through the process of purchasing property from start to finish.

Coaching

We serve as your personal financial advisors. That involves doing things like developing your connection with money, keeping you accountable, pushing into difficult talks, directing you away from the herd, and managing your emotions while the investing markets are on a roller coaster ride.

Employer share schemes

We can assist you negotiate the complexity of RSU schemes, ESPP offers, and ESS regardless of whether you work for a tech start-up or a listed firm. These opportunities can occasionally change your life in significant ways. We’ll provide you with the guidance you need to make significant choices regarding risk, diversification, capital gains, and other topics.

Debt management

We will provide you with direction as you make selections regarding the types of debt to take on as well as a plan to pay that debt off. We will collaborate closely with your mortgage broker to guarantee that your financial obligations are always properly organised and that you are not paying more interest than is necessary.

Insurance

We analyse the threats that are pertinent to your circumstance and provide guidance on the appropriate insurance coverage for you and your family’s protection. Because we don’t accept commissions, the insurance we provide to you is very affordable.

Estate planning

There is more to consider than simply what you stipulate in your will when it comes to passing on your fortune to subsequent generations. We will walk you through the decisions that affect how successfully you transmit resources onto loved ones and guarantee that your intentions are in line with your plans by guiding you through the many options.

Approach

It’s not only about the money; it’s about the rest of your life as well. If you want to live the life you want, which might mean a variety of things to different people, then money is simply the fuel you need.

Uniquely Personal

Your life is unique, and the financial advice you receive ought to take it into account. We will tailor your plan and the decisions you make to reflect the things that are most important to you. There is nothing generic or standard about this at all.

Complex Made Simple

Nobody likes to feel overburdened with the financial jargon and industry-speak that they need to understand. Because we are fascinated with simplicity, you will always feel empowered and in charge of the situation.

We Make You Money

Let’s get right down to business: you have plans, but the primary reason you’re here is to generate money. You will thanks to the breadth of our knowledge, the experience we have, and access we have to professional networks.

No Commissions, No Kickbacks.

We are not affiliated with any particular financial products, nor do we accept commissions for our services. That sector of the economy is traditionally concerned with providing financial advice.

Your Whole Financial Life.

We take care of all of your financial needs by ensuring that you are surrounded by the most qualified professionals at all times. We are always working together to ensure that nothing is overlooked because every contribution is important.

The Process Introductory Chat

A no-cost video chat to determine whether or not our needs are compatible. We will make an effort to comprehend the reasons behind your desire for guidance, and we will communicate with you regarding the potential benefits of cooperating with us. In addition to this, we will provide you with the opportunity to pose any pertinent questions at the outset. After you have scheduled the Introductory Chat, you will receive an email and a text message with information on how to get ready for it.

My Best Life

Let’s get your ‘Best Life’ in order. It could be a combination of attaining goals, having experiences, removing worries, and improving one’s lifestyle by giving oneself more time, freedom, and options. We’ll also go over every part of your financial life so we know exactly where you stand right now.

Workshop

We’ll draw a picture of what we can accomplish as a team. We’ll go over the areas where we’ll bring value, what should be prioritised, and how your financial thinking needs to grow. We’ll give you a Client Agreement during this session to confirm the service and pricing.

Advice and Guidance

We’ll get you financially organised, build a strategy, and get you taking action throughout our first few months together. Beyond that, we’ll be there for you every step of the way, guiding you through life’s ups and downs. Whether it’s children, a career shift, a scary new mortgage, failed relationships, plunging markets, or simple tax, interest rate, and super changes, Verse will help you get through it.

FMD Financial – Financial Planners & Advisors Melbourne 

FMD Financial - Financial Planners & Advisors Melbourne

fmd.com.au

1300 134 188

Trusted financial advice and retirement experts

Financial independence may be closer than you believe, but it’s critical to get professional help in order to fully comprehend your current financial situation and map out your future steps. You might not know where to look for a good consultant, what to expect from the process, or where to begin.

We’re glad you discovered us because you’re not alone! We’ve been providing cheap, expert financial advice to busy executives, company owners, and successful families for 15 years, helping them achieve their goals and live their best lives in retirement.

Achieve your financial goals faster with expert advice.

Our clients are dedicated individuals with demanding jobs, strong passions, and hectic schedules. They don’t have the time or inclination to keep up with every market move or every change in superannuation, tax, or investment regulations. Instead, they entrust us with developing a long-term financial strategy and growing their wealth as their circumstances change.

Our six pillars of advise will guarantee that every base is covered, whether you need to plan for retirement, set up a Self-Managed Super Fund, secure your income, develop a high-performing investment portfolio, or manage the effects of an inheritance, divorce, or redundancy.

Our clients trust us to get them where they want to go.

Our advisers are actual professionals and certified financial planners who work out of offices in Melbourne, Brisbane, and Adelaide. They’re also football aficionados, parents, foodies, and travel enthusiasts. They care about your money, but they also understand that your life is more essential.

Our founding directors teach the next generation how to provide complete and frank client-centered advice while maintaining integrity and competence. Our team has an average tenure of ten years, so you’ll be picking an adviser who will be there for you throughout your career and into retirement.

What to expect from the first meeting with an FMD Financial Adviser?

It’s difficult to know what to anticipate from your first appointment with a financial adviser, but it’s well worth it to get your questions answered. ‘We wish we’d done it sooner!’ say most clients. We’ll pay for the initial meeting to make sure FMD and your chosen adviser are a good fit for you.

Freedom Finance – Financial Planners & Advisors Melbourne

Freedom Finance - Financial Planners & Advisors Melbourne

ffau.com.au

1800 662 892

Welcome to Freedom Finance Accounting.

“Freedom Finance Accounting is a firm that is small enough to be compassionate and personal, yet big enough to deliver high-quality service, cutting-edge advice, and unrivalled outcomes.”

Our crew is well trained and has a lot of experience, so they can provide you sensible solutions to your problems and are always on the lookout for new chances, whether you’re a business owner or an individual.

As tax compliance specialists who work with businesses of all sizes – no company is ever too big or too small – our strong focus is on assisting you, whether it’s with income tax, GST, or other ATO matters; tax planning to reduce income tax, GST, and CGT and improve cash flow; resolving business problems; helping you grow your business; or improving bottom-line profit. We are knowledgeable in all parts of business and are dedicated to assisting you in becoming successful. We also recognise that business owners are “experts” in their own fields, and that by combining your expertise with ours, you can obtain the best outcomes for your company.

Financial Planning

Invest in yourself and your future.

With Your Financial Planning Needs, Expert Advice

At Freedom Finance Australia, we help clients plan for the future by assisting them in efficiently managing their finances.

Our Financial Advisers begin by establishing a comprehensive picture of your present situation before assisting you in defining your long-term financial and life objectives. They will create a personalised financial plan to help you reach your objectives and manage your resources in the future.

We can assist you with:

  • Insurances
  • Superannuation
  • Financial Planning
  • Wealth Creation
  • Succession Planning
  • Retirement Planning

Partners Wealth Group – Financial Planners & Advisors Melbourne

Partners Wealth Group - Financial Planners & Advisors Melbourne

pwg.com.au

03 8508 7801

Partners Wealth Group is here to empower you to unlock a world of possibilities.

We are a prominent source of business and financial advice to individuals, families, business owners, and organisations in Australia.

Services

Financial Advice

We can assist you at any point of your life, from beginning a job, purchasing a home, and starting a family to founding a business, generating wealth building strategies, retirement planning, and aged care solutions.

Investment

Our professional committee is in charge of investment solutions.

Insurance

Our professional committee is in charge of investment solutions.

Lending

Whether you need finance for your own home, a residential or commercial investment property, refinancing, or cash flow for your business, we’ll work with you to discover the best option.

Legal

Providing clever legal solutions and estate planning guidance to help you secure your personal wealth and business assets.

SMSF Admin

Taking the complication out of SMSF management.

SMSF Audit

Our stringent auditing process will give you piece of mind that your SMSF is always up to date.

Guild FP

Financial advice tailored to the needs of healthcare professionals, assisting you in achieving your personal and professional objectives.

Partners Wealth Group is here to help you explore and achieve your goals – in your personal life, professional career, or business – today and in the future as your partner and trusted advisor.

Innovative financial advice, customised investment solutions, and specialised superannuation and SMSF guidance are just some of the ways we share our wealth of knowledge. Our lending, legal, and insurance services assist you in not just growing but also preserving and protecting your capital.

We’re here at Partners Wealth Group to help you open up a world of possibilities. We will be there for you and your family every step of the way while you and your family prosper.

Melbourne Financial Partners – Financial Planners & Advisors Melbourne

accountant-bookkeeper bookkeeping-accountant

melbournefp.com.au

04 1561 1448

What You Can Expect

Because you are unique, the financial advice you will receive from us will be tailored to your specific needs and goals. We’ll take a step-by-step strategy to achieving your objectives.

We may give suggestions to help you make the most of your financial potential or make recommendations regarding your day-to-day money management. If you choose, we can also take action on your behalf.

Who we are

We are a financial planning firm with offices in Richmond and Collingwood, and we are passionate about finance, or more accurately, helping people.

We are experts in finance and have been doing so for more than 15 years. We find that assisting average people in making sound financial decisions and seeing the positive impact it has on their life makes us happy.

We give understanding, education, assistance, and experienced financial advice to help our clients achieve the financial future they desire.

Our goal is to form long-term relationships with our clients so that we can help them create, protect, and manage their money and lifestyle for themselves and their families.

Hewison Private Wealth – Financial Planners & Advisors Melbourne

Hewison Private Wealth - Financial Planners & Advisors Melbourne

hewison.com.au

(03) 8548 4801

Hewison Private Wealth is an award-winning wealth management and financial advice organisation based in Australia.

We have 35 years of experience and currently handle over $1.3 billion in assets under administration, having been founded in 1985. We take great delight in creating custom investment portfolios for our clients that reflect their aspirations, goals, and objectives.

We are a commission-free firm that is entirely independent and follows a direct investment strategy. This ensures that we treat a client’s financial future in a way that is personalised to their goals and in their best interests at all times. Hewison Private Client Advisers all have the highest level of CFP certification, academic education, and professional certification. Clients have a high level of confidence and trust in the entire Hewison team as a result of this knowledge and competence.

Driven by client outcomes

We recognise the uniqueness of each client at Hewison Private Wealth, and we personalise our investment programmes and financial guidance to meet your specific financial needs. We are committed to providing the best possible outcomes for you and your family, with an uncompromising commitment to service and the development of long-term partnerships.

With the insights obtained from our 30+ years of expertise, we’ve enhanced our strategic approach, service offerings, and administrative systems. We manage our clients’ affairs using a combination of reputable experience and integrity, as well as modern financial knowledge.

The value of independent financial advice

Hewison Private Wealth is a leading independent financial advisory firm in Australia.

We’re not affiliated with any financial institution or platform, our research is done in-house, and we don’t get paid if you buy something we recommend. Our uncompromising independence gives you the peace of mind that our recommendations are completely objective and only in your best interests.

Direct investment philosophy

Rather of investing through managed fund structures, we choose to invest directly in markets such as Australian Equities Exchange-listed instruments, real estate, and interest-bearing securities. This investment technique, we believe, gives our clients more freedom and control while also being more cost-effective.

This direct investment strategy, combined with individually managed accounts, provides clients with the best service and investment techniques, which have been tested and updated to deal with rising and falling financial markets over the previous 30 years.

Direct investing enables two critical strategy elements: effective cash flow management and taxation efficiency.

We place a high importance on maintaining our independence. This enables us to deliver unbiased strategic planning and continuing recommendations to our clients that are solely focused on their best interests.

Hewison Private Wealth, unlike many other financial planning organisations, charges a fee for their services. We are not compensated on a commision basis.

Collinsfp – Financial Planners & Advisors Melbourne

Collinsfp - Financial Planners & Advisors Melbourne

collinsfp.com.au

0419 632 778

Our Approach Involves:

Understanding your financial situation

The first stage will entail discussions about exactly what you want to accomplish, including your long- and short-term objectives, as well as your expectations of us as your financial advisor. We’ll make sure we understand your present financial condition by gathering information such a list of your assets and obligations, income and expenses, and talking about your risk tolerance.

Developing your strategies

We’ll start developing methods that are specific to your needs now that we have a better understanding of your position. To ensure that the tactics used are the most appropriate for you, a good Financial Adviser will assess your existing resources and future goals, as well as your risk profile.

Statement of Advice is issued.

We will offer a formal, written “Statement of Advice” once the strategy has been finalised, which will cover specific topics as prescribed by the Australian Securities & Investments Commission. It will lay out a detailed investment plan as well as the recommended course of action, so study it carefully before going.

Implement the recommendations

We shall begin implementing the recommendations if you are satisfied with the recommendations described in the Statement of Advice. Other professions, such as lawyers, accountants, and mortgage brokers, may be needed.

Maintaining your Financial Plan

To ensure that your Financial Plan continues to suit your financial needs and investing goals, it should be evaluated on a regular basis. Your situation will obviously change over time, so we invite you to examine your situation with us on a regular basis so that your plan remains relevant.

Why Choose Us?

A strategic and innovative mindset

We give you with information and solutions to guarantee that you understand the advantages and disadvantages of various tactics. We recognise the importance of financial management and direction, so we build an action plan that not only assists you in achieving your objectives, but also keeps you on track and focused along the way.

Why choose Collinsfp as your Trusted Adviser?

  • Future Focussed
  • Unique Approach
  • Professional Team
  • Trustworthy and Reputable Company
  • Objective Advice

Understanding your financial situation has never been more vital, and we are here to help you with a variety of Financial Planning issues.

MD Financial Planning – Financial Planners & Advisors Melbourne

MD Financial Planning Melbourne

mdfinancial.com.au

1300 887 529

We’re here to hold your hand.

MD Financial Planning offers specialised Aged Care Services as well as a full range of financial services to our (often multi-generational) clients who are looking for wealth accumulation and asset protection guidance.

Thousands of older Australians have benefited from our assistance with the Aged Care process, from initial planning to transferring to permanent care.

About MD Financial Planning

Why choose us?

MD Financial Planning specialises in aged care planning, wealth accumulation and wealth protection advice.

MD Financial Planning Pty Ltd is a Corporate Authorised Representative No. 432861 of InterPrac Financial Planning, Australian Financial Services Licence 246638.

Wealth Generation and Protection

Real-life planning

Our financial planners assist you in defining realistic goals and objectives for the future, as well as a practical plan that allows you to reach those goals financially. We will hold your hand throughout the process, working with you and building a long-term relationship with you, the client.

The majority of our business comes from recommendations from existing clients who have benefited from our guidance and wish to share it with their family, friends, and acquaintances.

Pursue Wealth – Financial Planners & Advisors Melbourne

Pursue Wealth - Financial Planners & Advisors Melbourne

pursuewealth.com.au

(03) 9686 1785

Start Today

Don’t just fantasise. As a Pursue Wealth member, you can achieve your goals sooner rather than later.

We’ll help you define short, medium, and long-term objectives and keep you on pace to meet them. You’ll have the tools you need to ACHIEVE your goals as a Pursue Wealth member. Become a member right now!

Financial Advice

We’ll develop a financial plan for you that fits your lifestyle and goals as an award-winning team with an adventurous spirit. We’d rather buy our Jimmy Choos in Paris than on eBay, just like you.

Mortgage Advice & Broking

Want to live in your dream home without compromising your lifestyle or vacation plans? We’ll work with you to create a realistic plan for securing a property you love, so you can rest and enjoy the peace of mind that comes with knowing the stress is gone.

Support & Advice Throughout Your Journey To Achieve Your Dreams

Articulate Your Dreams

We’ll work with you as part of your membership to express your dreams and develop goals to help you get there. We’ll acquire a clear picture of your goals and work together to create a strong plan to help you achieve them sooner.

Get Great Financial Advice

We’ve devised a five-step process for delving into and comprehending your dreams. We’ll work with you to create a customised strategy to help you live the life you’ve always wanted! Financial planning isn’t something you put on the back burner when you work with us.

Start Living The Life You Want

We can assist you in making better-informed judgments about your future so you don’t have to deal with the aftereffects of online buying the next day. Our consultations ensure that both personal and financial goals are aligned, allowing you to begin living the life you desire on your own terms!

Our Members

Our members are the ones who keep us going. The finest part of our professions is getting to meet people from all walks of life, learning about their aims and objectives, and committing to assisting them in realising their goals. Ambitious professionals, goal-oriented entrepreneurs, daring courageous travellers, and growing families are all potential Pursue Wealth members. Click through to learn more about who our members are and to read about some of our incredible members!

Shadforth – Financial Planners & Advisors Melbourne

Shadforth - Financial Planners & Advisors Melbourne

sfg.com.au

1800 501 205

Private Wealth Advice For People Who Want Peace Of Mind.

Life might be complicated, but with Shadforth’s help, your financial life doesn’t have to be. Our goals-based, whole-of-life approach focuses on wealth growth, allowing you to attain financial independence sooner.

Advice based on a foundation of trust

Only seven firms in Australia have international fiduciary certification, and we are the largest of them. This guarantees that our advise is of the greatest quality, follows global best practises, and is always in our clients’ best interests.

Your private wealth

We all want to amass enough cash to live the greatest lives we can. A Private Wealth Adviser will help you organise your finances, model your ideal life, and create a strategy to achieve it.

Your retirement

Start optimising your position today, whether your retirement is coming up or still a decade away, so you may achieve financial independence sooner.

Your family & legacy

We adopt a holistic approach to family wealth planning at Shadforth, so you may leave a lasting legacy and protect your capital for future generations.

Our history

For than a century, we have provided Australians with clear, reliable, and important information.

Founded in 1924

Our company has an award-winning heritage that dates back to 1924, when Shadforths Limited was founded in Hobart. Shadforth Financial Group was formed in 2008 when 14 speciality advising firms merged. These firms were brought together by a vision and a desire to provide client-centered advice.

We’ve grown into a nationwide network of private wealth advisers and a prominent financial advisory firm in Australia.

Today we’re one of Australia’s largest wealth advisory firms

Shadforth Financial Group was acquired by IOOF Group in 2014. We now operate as a separate company within IOOF, benefiting from the scale and capabilities of a larger financial services group while keeping our own unique philosophy and culture.

Because we are no longer a collection of firms, we eliminated the ‘Financial Group’ from our name in 2020 and became Shadforth.

Our approach to investment

We work with Australian and international specialists to create diverse portfolios that are based on scientifically established long-term return drivers. We then provide these portfolios to our clients at a reduced price.

We invest based on evidence.

We don’t waste time speculating or anticipating markets since we use an evidence-based approach to investing. Instead, we use a methodical approach to investment recommendations and reviews. The foundation of our investment philosophy is a set of key ideas.

We build investment portfolios for our clients based on these methods and values. Our strategy has been shown to deliver targeted returns with the least amount of risk, as well as better control and assurance.

Financial Coaching – Financial Planners & Advisors Melbourne

Financial Coaching - Financial Planners & Advisors Melbourne

financialcoaching.net.au

(03) 9821 4101

About Financial Coaching

Financial Coaching is a financial planning firm that thinks that our advise may make a difference in your life at any moment.

We were founded in 1969 in Melbourne’s metro area with the intention of assisting our clients in achieving their financial goals.

Few great athletes can achieve success without the help of a qualified and experienced coach. Our financial coaching method gives you advise on how to obtain better results than you could get on your own.

Our strategy recognises that without professional coaching and a well-thought-out “training plan” to attain financial independence, few people have the skills, time, or discipline to achieve financial freedom.

Our services

We provide a wide range of financial services, allowing us to design a customised financial strategy for you, regardless of your financial condition. From your first day on the job through planning for retirement, we will help you manage your short and long-term financial demands.

Wealth creation

Building wealth is about securing your financial future so you can focus on enjoying your current lifestyle. Choosing where and how to invest your money is a tough decision that is influenced by a number of factors, including your overall investment objectives, risk tolerance, and time frame.

We can assist you in defining your personal circumstances and recommending financial solutions and strategies to assist you in achieving your financial objectives.

It’s never too late to start planning for your future, whether it’s for your business, lifestyle, private school, or retirement.

Retirement planning

One of life’s most crucial financial issues is retirement planning. Your current behaviours will decide your lifestyle in the future.

One of the most tax-efficient long-term retirement savings vehicles is superannuation. Keeping up with shifting rules and regulations, on the other hand, might be tough. We can clarify the rules and offer suggestions to help you get the most out of your retirement savings.

Corporate Superannuation

For company super fund requirements, we offer “The Team Financial Coaching Program,” a comprehensive Corporate Superannuation solution.

Covering for the company

  • Advice and technical support
  • Training and assistance with online clearinghouse facilities
  • Ease of administration
  • Education to payroll/HR team on the use of the online contribution system
  • Set up, ongoing management and administration of policy committee through annual review
  • Support and communication to members
  • Regular market updates (e.g. budget releases and topical investment updates)
  • Regular updates on compliance and statutory obligations
  • Tailor the company super fund to meet the companies requirements

Cover for the employees

  • Advice and support
  • Communication for new employees – Benefit maximiser kits
  • A team of financial planners & specialists to address members queries & requests
  • Adequate and cost-effective insurance cover
  • Claims and underwriting support and guidance
  • Employee education seminars for the staff

Risk insurance

Risk insurance is an important component of financial planning. It protects you against the financial consequences of events such as death, disability, serious illness, or injury.

We provide a variety of insurance alternatives that we may adapt to your specific needs and circumstances.

Business insurance

Business protection insurance, covering business overheads insurance, advice and guidance.

Self-managed super funds

Self-managed super funds (SMSFs) allow you to manage, invest, and administer your superannuation benefits. SMSFs let you invest in a variety of assets, including stocks, mutual funds, term deposits, real estate, art, and collectibles. You can also take out a loan to buy real estate or stock.

While SMSFs are a tempting structure for people who want complete decision-making power, having your own fund can result in a mound of paperwork, including managing the fund’s setup, asset administration, super administration, investment strategy, and end-of-year financials.

We provide ongoing strategy, investment, insurance, and estate planning advice for your SMSF, as well as assistance to other superannuation professionals in relation to asset administration, super administration, and end-of-year financials, in addition to assisting you with the establishment of an SMSF.

Business succession planning

Advice and direction on how to set up a Business Succession Plan. We offer a complete solution that provides business partners with an exit strategy adapted to their individual and family needs, in collaboration with your legal counsel or one of our panel solicitors.

Ownership of a Commercial Insurance Policy Structures on which we can provide advice;

  • Self Ownership of each policy
  • Cross-Ownership of policies by partners
  • Individual policies owned by each person’s discretionary trust

Insurance Trust

Debt reduction strategies

Debt consolidation options such as reducing debt with underperforming assets are discussed. Debt-reduction techniques include paying off your mortgage with your super.

Taxation structures

Creating proper tax-advantaged investing methods. Arrangements (i.e. companies, trusts, superannuation and pension vehicles). Advice on financial planning for compensation received as a result of redundancy or termination of work. Making the most of available tax breaks, such as Spouse Contributions, Spouse Rebates, and the Government Co-Contribution, is an important part of retirement tax planning.

Mint Advisory – Financial Planners & Advisors Melbourne

Mint Advisory - Financial Planners & Advisors Melbourne

mintadvisory.com.au

1300 050 920

Who is Mint Advisory?

Mint Advisory was founded by David Dooley. It’s a full-service financial planning firm with a boutique feel. In today’s complex industry, we have a solid reputation for delivering effective strategic guidance and clear direction to help individuals and organisations achieve their objectives.

Mint Advisory’s team is dedicated to resolving our clients’ most pressing issues and providing realistic and commercial financial planning services. We are committed to our clients’ long-term financial prosperity. We’ve built solid and productive relationships with our clients over the last 20 years.

We are based in Melbourne and serve a diverse spectrum of local and national clients, including the following:

  • Wealth accumulators;
  • Retirees;
  • Business owners;
  • Companies and organisations seeking a super default fund; and
  • Separated couples are seeking a financial solution.

The Significant Advantage We Offer Our Clients Include

Superior Client Service

Each client is assigned a Relationship Manager, who is in charge of overseeing all work to ensure that your demands are satisfied and any issues are addressed.

We’ll keep you up to date with step-by-step instructions on how to put your personal ideas into action, transfer funds, and set personal protection insurance.

Cost-effectiveness

We can provide you with access to senior, experienced financial planning guidance at a very low cost. Many of our competitors, who demand higher fee rates, operate their businesses with big and expensive overheads.

Our philosophy is to give high-quality financial planning guidance at a reasonable cost.

Wealth of experience

We provide financial guidance from a team of renowned specialists in order to provide solutions. Our team of seasoned consultants has been instrumental in our success.

Not obligated to any investment or insurance provider

All investment and insurance product suggestions will be made on the basis of what we consider is the “best appropriate” product for your circumstances. We are not beholden to any particular service, and our suggestions are based on our own research.

Access to Financial Advisers

We ensure that our Financial Advisers are available and contactable at all times to meet your financial issues in order for you to achieve good results. Our goal with clients is to build long-term, strong partnerships in which we gain a thorough understanding of their position and achieve the best strategic solutions possible.

Solutions based approach

Our aim to you is to give practical, commercial solutions that are tailored to your strategic goals and not just financial answers. It is our job to get to know your company and its unique requirements by speaking and cooperating closely with you.

National Financial Planners – Financial Planners & Advisors Melbourne

National Financial Planners - Financial Planners & Advisors Melbourne

nfp.com.au

03 9504 3879

National Financial Planners would like to extend a warm welcome to you. Our goal is to form a long-term, mutually beneficial collaboration with you to help you achieve your financial and lifestyle objectives. We are committed to assisting you in protecting and growing your assets as well as achieving financial freedom.

We will always be honest and transparent with you, and we will keep our promises to you. Sentry Advice Pty Ltd ABN 77 103 642 888 is a Corporate Authorised Representative (No237225) of National Financial Planners Pty Ltd. Sentry Advice Pty Ltd is a financial services licensee in Australia with the number 227748.

Vision

Our goal is to form a long-term, mutually beneficial collaboration with you to help you achieve your financial and lifestyle objectives. We are committed to assisting you in protecting and growing your assets as well as achieving financial freedom.

We are always honest, forthright, and open with you, and we will always keep our promises to you.

Purpose

Our company’s mission is to assist you in organising your financial concerns. National Financial Planners Pty Ltd develops financial plans to help you build, protect, and provide wealth for the lifestyle you want. Do you have any plans to stay alive? Do you want to be successful?

Those who want financial security and, more significantly, freedom in the future need to have a financial plan in place now more than ever. Many of us fail to make the greatest use of our financial resources because we lack the time or expert assistance to establish a workable plan.

Convenience & Peace of Mind

National Financial Planners Pty Ltd has the resources and experience to create a tailored plan to fit your present situation and assist you reach your desired future lifestyle.

The decisions you make regarding your financial future should be made by someone you can trust and who has been in the industry for a long time.

We deliver the Right Advice at the Right Price at NFP.

Summerhill Financial Services – Financial Planners & Advisors Melbourne 

Summerhill Financial Services - Financial Planners & Advisors Melbourne 

summerhillfs.com.au

+61 3 9909 7703

Who uses a financial planner?

Alex Perini and Margaret Coulter, the team behind Summerhill Financial Services

Our clients come from various walks of life, with a diverse set of goals and a wide spectrum of financial management experience. Some of them are well-heeled professionals. Some of them aren’t. Some people are great with money, while others aren’t.

All of them, however, want professional help in developing their wealth and opt to seek financial advice because they lack the knowledge, time, or willingness to manage their own finances on their own. They’d rather spend their free time doing things they enjoy rather than trying to stay on top of what they should be doing to maximise their income and investments.

What do we do?

We offer financial coaching to help you make the most of your income and assets. We want you to have enough time to do the things you want right now while also ensuring that you are financially secure enough to live the life you desire in the future.

Many individuals have a rough sense of what “financial advising” is, but they don’t fully get how it works. Some people have asked if we should give them a budget. Or do you purchase them stock? Or do you want to take over their financial accounts? Are you in charge of their insurance? And so forth.

What we do for each client is based on what they desire and what we agree on. So, first and foremost, we want to understand why you’re seeking help, and then it’s our job to keep you on track so you can get there.

Diversified Financial Planners – Financial Planners & Advisors Melbourne

Diversified Financial Planners - Financial Planners & Advisors Melbourne

diversifiedfp.com.au

03 9770 6490

Core Services

Superannuation

Superfund money is taxed differently than other investments. It’s intended to reward you for making long-term investments. Diversified Financial Planners have a lot of Superannuation experience.

Retirement Planning

Although retirement may seem far away, putting money into super today is still a tax-efficient method to invest. You can also benefit from the compounding impact of returns.

Self Managed Superannuation

The benefits of SMSFs include greater control over your super, flexibility and choice. We have an SMSF SPECIALIST ADVISOR™ with the SMSF Professi(SPAA)…..

Wealth Protection

All financial strategies are built on the foundation of insurance. Diversified Financial Planners will assist you in assessing the risks and selecting the appropriate insurance coverage for you and your family.

Investments

We are living longer as a result of improved health care. As a result, some Australians will spend more time in retirement than working. To support your retirement, you’ll need money — a lot of it.

Home Loans

According to the Reserve Bank’s annual report from 2004, Australia has one of the highest homeownership rates in the world. But, in this day of sky-high housing costs, how can you make ends meet?

Diversified’s pleasant and skilled team understands that when it comes to financial planning, everyone has distinct goals, assets, and journeys.

Understanding You

The first step in developing long-term connections and delivering customised answers and advice is to recognise each individual scenario and life stage.

With that in mind, our knowledgeable staff will accompany you on your path, helping you to determine your objectives, create a financial plan or investment strategy, and putting you in charge of your finances and destiny.

Life Stages

As we progress through life, we are challenged with a variety of financial difficulties.

It could be in relation to saving for retirement, planning for parenthood, or purchasing a home at first. We may want to establish a business, buy an investment property, or plan for our retirement later in life.

Diversified is here to provide you with personalised, expert guidance and strategic solutions to maintain your current lifestyle and ensure your financial future, regardless of your life stage.

Our Ongoing Review & Service Packages

We provide a variety of continuous service packages that can be customised to meet your specific needs in order to keep you on track to meet your goals and objectives.

How We Help You

Our educated and experienced Financial Planners at Diversified deliver outstanding planning, smart and cutting-edge solutions, and successful execution for our consumers.

Affinity Private Advisors – Financial Planners & Advisors Melbourne

Affinity Private Advisors - Financial Planners & Advisors Melbourne

affinityprivate.com.au

1300 769 305

Our Services

We take our responsibilities as your trusted advisor in the management of your assets extremely seriously.

We take our position as your trusted adviser to manage your wealth at Affinity Private Advisors extremely seriously. As a result, when building your personalised approach, you can expect the utmost care, attention, and consideration, as well as complete due diligence. It’s tailored to your unique requirements, allowing you to achieve your financial goals and attain the milestones you’ve always wished for in order to secure your family’s financial future.

Investment & Portfolio Management

A counselling procedure generally reserved for institutional investors is at the heart of our objectives-based investment philosophy.

As we strive to redefine excellence in wealth management, our combined experience uniquely positions us to give tailored, robust, and timely guidance. We work with some of the world’s best global investment managers, combining active and passive strategies to create a dynamic, risk-focused portfolio that will outlast the competition. Portfolios are managed with a long-term strategic perspective and tactical techniques that are tailored to the present economic or market climate.

Retirement and Income Strategies

Before we can start sketching out a Retirement and Income Strategy, we need to go deeper into our clients’ fundamental desires and thinking about what they want to accomplish throughout their lifestyle years. Because no two perspectives are the same, we don’t use a conventional formula to each client’s case in the aim of achieving success.

Despite the fact that working and retiring are two completely different lifestyles, they are both seasons of life that should be addressed with equal care and respect. While it is necessary, you should have a substantial quantity of money in the bank when you retire. It’s awful to witness a customer who is genuinely unsure of where to turn physically next at this critical juncture in their lives. This is why we continue to encourage our clients to devote the same amount of time and effort to their lifestyle goals as they did to their job goals.

Personal & Business Insurance

It’s critical to stick to a financial plan if you want to achieve your long-term goals and financial independence. Even the most meticulous financial strategy, however, will quickly become obsolete if it isn’t backed up by Personal and/or Business Insurance Protection. Insurance is necessary to ensure that your and your loved ones’ financial needs are covered and maintained in the event of a worst-case scenario, such as serious illness, accident, or death.

We specialise in offering expert guidance to a variety of professions, including business owners, partnerships, and everyday individuals, at Affinity Private Advisors. We make every effort to ensure that we have a complete understanding of both your present financial situation and your long-term financial objectives. This allows us to calculate and construct an ideal degree of protection, utilising only the most dependable insurance plans on the market with a track record. We also provide ideas on how to get the most out of tax considerations by advising on policy ownership.

Estate and Succession Planning

Estate planning entails assessing your present and prospective assets, financial goals, insurances, superannuation, and the needs of your family. A thorough Estate Plan allows you to maximise the wealth that is transferred by minimising tax burdens on your beneficiaries and protecting your loved ones’ inheritances from falling into the wrong hands. While a simple Will acknowledges the receipt of your assets to those you intended, a comprehensive Will allows you to maximise the wealth that is transferred by minimising tax burdens on your beneficiaries and protecting your loved ones’ inheritances from falling into the wrong hands.

Affinity Private Advisors has open lines of communication with some of Australia’s leading estate lawyers. Alternatively, we can work with your chosen legal counsel to ensure that your Estate Plan is robust and devoid of any flaws or loopholes. Once the strategy is in place, we examine it on a regular basis to ensure that we are up to date on any tax law changes that may influence the initial plan, and then we figure out how we can tweak it to stay ahead of the game while maximising financial results.

Philanthropy – Charitable Giving

Discovering all the varied philanthropic activities our clients participate in and their real desire to give back to the charities they are passionate about is one of the more rewarding aspects of our employment at Affinity Private Advisors. Assisting our clients with managing their short- and long-term charitable goals in conjunction with the growth of their wealth is a very satisfying activity.

About Affinity Private Advisors

True wealth is built on the ability to realise your full potential and achieve personal achievement.

Affinity Private Advisors was founded to assist busy professionals and corporate executives in living a meaningful and genuine life by leveraging their money. Our Principals noticed a need to deliver new and different financial consulting solutions in an unbiased, uncompromised method to help better the lives of our clients after working in corporate, business, and investment banking.

Our well-organized team of experts is dedicated to making our clients’ ideas and goals a reality. The ultimate goal is to provide our clients with not just strong knowledge and experienced guidance on their financial matters, but also the assurance that they are fully equipped to pursue their objectives without hesitation.

Frequently Asked Questions About Financial Planners

How much do financial planners cost Australia?

According to the Financial Planning Association, the cost of consulting a financial planner can run from $2,500 to $3,500 to build up a plan, and then roughly $3,000 to $3,500 annually if you have an ongoing connection with the planner (FPA).

Are financial planners in demand in Australia?

According to researcher Investment Trends, the demand for financial advice has doubled in the last five years, with 2.6 million non-advised Australians indicating they expect to seek help from a financial planner in the next two years, up from 1.3 million in 2015.

Is it worth paying for a financial advisor?

Financial planners can help you save a lot of time and effort. While you can manage your finances on your own, working with a professional can save you a lot of time, effort, and energy, especially if managing them on your own makes you feel worried or confused.

Australian Property Advisory Group – Financial Planners & Advisors Melbourne

Australian Property Advisory Group - Financial Planners & Advisors Melbourne

australianpropertyadvisorygroup.com.au

1300 760 902

Property Advisors In Melbourne

We at the Australian Property Advisory Group can assist you realise the importance of interacting with independent professionals who are insured to give unbiased professional advice. Buyer’s advocates represent the buyer, whereas real estate agents represent the seller. We are qualified to provide our clients with guidance based on their unique circumstances, risk profile, goals, and needs analysis/requirements, even though we are buyer’s agents/advocates.

We don’t hire salespeople or telemarketers. We don’t make cold calls. If you’ve received a cold call, it’s most likely from a company with a similar name. Only if you make an enquiry with us will we be able to assist you.

Why should you consider hiring a professional property investment advisor?

Since the 1960s, we’ve seen a massive rate of population expansion accompanied with the ‘anticipated’ growth in property, as well as hundreds of estate agents offering a wide selection of houses for sale at any given time. Despite the fact that there is an increasing amount of information available on the internet, many purchasers have busy lifestyles, particularly at work. As a result, many people are short on time and are unable to devote sufficient time to finding their dream property. As a result, a more specialised property investment advisor emerges. Pays the commision to the real estate agent who found the property. This is especially useful for buyers who live outside the neighbourhood, interstate, or even internationally. Once the property has been discovered, the agent will negotiate on behalf of the buyer with the vendor’s agent.

Expert Property Advisors For Discerning Buyers

We understand how time-consuming it may be to discover the appropriate property. We can assist you in identifying the perfect property and ensuring that you only invest in the most suitable property based on your specific demands. With our service, you’ll have access to the broadest selection of available residences.

Our Story

Andrew Crossley, an ardent property investor who is passionate about assisting others in achieving their goals, founded Australian Property Advisory Group.

How We Can Help You Increase Your Wealth

Our clients benefit from our personal experience as well as the same tried-and-true methods that we employ in our own investing. The foundation of our planning method is unbiased and extensive study and analysis.

Throughout the counselling and property sourcing process, we follow professional standards that include transparency, complete disclosure, and the avoidance of any conflicts of interest. Professional indemnity insurance is in place to back this up. For the property research and advice we provide, we charge a fee for service.

We have extensive resources, networks, business processes, and systems at our disposal.

How We Can Help You Get Started

Our “risk-free” engagement process includes a no-obligation free consultation, some fact collection and preliminary analysis in between appointments, and feedback on what’s achievable.

During the initial meeting, we will spend time discussing your objectives and how we might assist you. It’s mostly a get-to-know-you session to discover if you’re comfortable with me and for both of us to determine whether we can help you.

We provide input on what’s doable at the follow-up consultation, agree our conditions of engagement, and then kickstart the Property Investment Advice process.

Scope of services provided include a) full property advice, b) portfolio review and optimisation, c) property sourcing and selection, and d) ongoing mentoring and support. These services are detailed in a Property Investment Services Guide provided at the initial meeting.

Foundation Financial Advice – Financial Planners & Advisors Melbourne

Foundation Financial Advice - Financial Planners & Advisors Melbourne

foundationfa.com.au

0430-339-765

ABOUT Foundation Financial Advice

Foundation Financial Advice is an FPA Professional Practice conveniently located in the centre of Melbourne that helps individuals like you maximise their financial position, ensuring no opportunities are missed, and give an attainable route to wealth. We work with you on a fee-for-advice basis to help you reach your goals so you can focus on living your life rather than stressing about money.

Peter Tribolet founded the Foundation Financial Advice. CFP® Practitioner with a Master’s degree and over 15 years of industry experience.

What we DO

We recognise that we will only be successful if our clients are successful. Our company’s goal is to improve customer happiness by increasing revenue. The following services have shown to be effective in assisting clients in achieving their objectives.

Retirement Strategies

Personalised guidance and tactics for a seamless transition to retirement or maximising your position so you can retire in luxury. We take care of your financial affairs so you may enjoy life and pursue your passions. We assist you in achieving the best possible balance of Centrelink maximisation, tax minimisation or elimination, and asset protection and expansion.

SMSF Advice

Helping to create investment plans and assistance in LRBA (Limited Recourse Borrowing Arrangements) for commercial and residential properties to be structured in super. Complex criteria and family intergenerational wealth planning. SMSF private risk and industry fund advice combined. From the beginning to the end.

Defined Benefit Expert Advice

One of the few advisory businesses with the goal of advising you on how to get the most out of these formula-driven funds and incorporate the benefits into your overall financial situation and plan to highlight optimisation and saturation areas in the formula.

Wealth Creation Strategies

We design a plan that incorporates a diversified range of strategies that collectively can provide you with the necessary assets to build and protect real wealth. Your circumstances will determine the plan or suite of different assets (shares and property inside and outside super) that is required for you to reach your goals.

Superannuation Advisory Service

Pre- and post-retirement techniques to provide financial security for you and your family in retirement. Planning for future generations.

Aged Care & Estate Planning

In addition to ensuring that you or a loved one enters the frailty years with CHOICE, it is also critical to arrange for the distribution of Estate assets to avoid them being reduced by taxes or fees for the family. Strategies to keep the family home while still protecting, distributing, and investing the revenues

Insurance And Risk Analysis

To match your personal condition and protect your and your family’s financial position, research all approved and current insurance policies for specific applicability, tax effectiveness, and cost efficiency.

Debt Recycling And Reduction

Provide options and guidance on how to arrange your debt, identify “good” and “bad” debt, and make the most of the equity in your property assets to reduce taxes and increase asset value while maintaining cash flow.

Budget Planning

Assist you in developing and measuring a suitable living expense budget, which you may track on a regular basis. This is then safeguarded, and surplus is directed to your assets, allowing you to efficiently meet and surpass your objectives.

Loan Structuring And Debt Advice

Reduce interest costs by using an offset and linked card strategy to delay expenses while offsetting interest—complex frameworks for property portfolios, SMSFs, and business loans.

Business Insurance

Make sure you have enough insurance to keep your firm running in the case of an accident, illness, or the untimely death of a partner or key employee.

Claim, Centrelink, Workcover Or Complete Financial & Investment Check-Up

Common sense, down to earth, honest, confidential and professional financial planning advice in your best interests!

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