Bookkept Financial Planners & Advisors Melbourne, Victoria

The financial world is a difficult one to navigate. There are so many different plans and strategies out there, it can be overwhelming. But it doesn’t have to be! If you know where to look, finding the best financial planners in Melbourne, Victoria is easy. 

Do you want to find the best financial planners and advisors in Melbourne, Victoria? With so many options out there, it can be difficult to know which one is right for you. 

We have compiled a list of some of the best financial planners and advisors in your area that can help guide you through any questions or concerns regarding your finances. Whether it’s saving up for retirement or planning out how much money to invest in various things, they’ll be able to get you pointed in the right direction towards making good decisions with your money.

Ultimate List of Best Financial Planners and Advisors Melbourne 

Klear Picture – Financial Planners & Advisors Melbourne

Klear Picture - Financial Planners & Advisors Melbourne

klearpicture.com.au

(03) 9998 1940

Melbourne Private & Business Wealth Advisors

At Klear Picture, we offer bespoke care while focusing on building strong and lasting relationships with each client. By cultivating a reliable, knowledgeable and friendly environment, we can help you understand your goals and tailor investment strategies to ensure you reach them.

As Melbourne’s financial advisors, we are committed to helping you reach your goals and make your dreams a reality. While we all seek financial freedom and the flexibility to pursue our goals and objectives, the particulars will always be unique to you, and that’s sometimes why speaking to a financial advisor is beneficial.

Because we understand that everyone wants something different, we’ll spend time with you in relaxed, no-pressure sit-downs to discover together what exactly is it you’re looking for in a financial plan. Then we’ll craft a custom plan designed to fit your needs. Whatever your goals may be, you need a financial plan with wealth creation advice that is specifically tailored to you.

Over the past decade, the wealth advisory landscape has seen a significant change in Melbourne. Gone are the days of simple service products. Today, the industry spends trillions to create new products and services that pull at our heartstrings with promises of a secure future. Yet, when the path to financial freedom isn’t visible, it becomes difficult for individuals to trust and feel like a number without clear pathways to financial independence.

As our promise is to provide bespoke solutions for each client, we have remained non-aligned with institutions. This frees us up to develop and tailor investment models that truly benefit you.

Klearpicture is the top local choice for financial advisors and wealth management experts here in Melbourne. Our tools, experience, and strategic planning capabilities are here for one single purpose: Building Your Financial Freedom. We aren’t owned by or partnered with any bank, financial institution, or product, and so our motivation is always driven toward your specific financial goals.

Our clients receive expert financial advice. That advice is always driven by analytical data, backed with industry knowledge and scaled to meet their individual metrics. Our Melbourne based financial advisors understand the challenges many people face when planning for retirement. Therefore, our wealth management strategies are focused on achieving long term goals with realistic short term financial milestones.

Why Klear Picture Smsf Advisors?

Klearpicture applies the same unrivalled level of care, attention and expertise to every single one of our clients.

Our personalised, professional service sees us hand-pick the most fitting investments from multiple platforms and the leading providers and deliver specialist advice, plans and strategies that align with your investor profile, goals and objectives.

We specialise in providing a range of advisory and investment services to help you achieve your financial objectives.

Verse Wealth – Financial Planners & Advisors Melbourne

Verse Wealth - Financial Planners & Advisors Melbourne

versewealth.com.au

1300 822 166

Services

Strategy

Helping you make the big decisions about whether to invest, contribute to super, pay the debt, buy a new home, start a business, sell assets and much more. It’s about the balance of achieving your goals, limiting stresses and growing your wealth to create freedom in the future.

Cash Flow

Getting your cash flow right is essential. You’re never going to achieve your goals if you can’t manage your money. We help people take control of their money by bringing structure, accountability and clarity to what you spend and increasing your savings.

Investing

We create diversified and transparent portfolios that are aligned with what you’re trying to achieve. We’ll educate you, set realistic expectations and manage your emotions through the ups and downs of markets. We use independent research, analysis and ratings to support our recommendations to ensure your assets are in good hands at all times.

Super

Choosing a fund, getting the investment mix right, making contributions and more. We’ll make the complexities of super seem simple, so you can maximise your nest egg and have the confidence that your future will be just fine.

Retirement planning

Ensuring you live the retirement you deserve takes careful planning. As you get closer, we’ll map out a strategy to maximise your super, consider more conservative investment strategies to reduce portfolio losses and use modelling to anticipate your capacity to live your best life through retirement.

Tax

You shouldn’t pay more tax than you need to, as less tax means more money to create your best life. We’ll help you use the rules to your advantage by investing tax effectively, maximising deductions and working with the right accountant.

Property

Whether it’s getting into your dream home, first home or investing through the property, we’ll help ensure you avoid common property mistakes. We will guide you through the property buying process with the help of exceptional mortgage brokers and property specialists.

Coaching

We’re your Financial Coach. That means things like improving your relationship with money, keeping you accountable, leaning into hard conversations, steering you away from the herd and managing your emotions during rollercoaster investment markets.

Employer share schemes

If you’re working for a tech start-up or listed company, we can help navigate the complexities and sometimes life-changing opportunities of RSU schemes, ESPP offers and ESS. We’ll help you make important decisions around risk, diversification, capital gains and more.

Debt management

We’ll guide your decisions about what debt to take on and create a strategy to pay it down. We’ll work closely with your mortgage broker to ensure your debts are always well structured and you’re not paying more interest than you should.

Insurance

We determine the risks relevant to your situation and advise you on the right insurance cover to protect you and the family. We don’t take commissions, which means cheaper cover for you.

Estate planning

Transferring wealth to future generations is about more than what you leave in your will. We’ll guide you through the choices that influence how effectively you pass resources onto loves ones and ensure your intentions are aligned with your plans.

Approach

It’s not just about money – it’s about your entire life. Money is just fuel for living the life you want, which means something different to everyone.

Uniquely Personal

Your life is your life, and financial advice needs to reflect it. We’ll align your strategy and decision making to what you value most. There’s nothing cookie-cutter here.

Complex Made Simple

No one wants to be overwhelmed with financial jargon and industry-speak. We’re obsessed with simplicity, so you’re empowered and feel in control.

We Make You Money

Let’s cut to the chase, you’ve got goals, but you’re here to make money. Our depth of knowledge, experience and access to professional networks will make sure you do.

No Commissions, No Kickbacks.

We’re not aligned with any financial products and don’t take commissions. That’s the traditional financial advice industry.  

Your Whole Financial Life.

We manage your entire financial life by surrounding you with the right experts at the right time. We’re always collaborating, so nothing is missed, as everything counts. 

The Process Introductory Chat

‍A free video session to work out if we’re a fit. We’ll seek to understand your motivations for wanting advice and let you know if there’s value in working together. We’ll also give you a chance to ask any important questions upfront. Once booked, you’ll get an email and SMS to let you know how to prepare for the Introductory Chat.

My Best Life

‍Let’s get clarity on your ‘Best Life’. It may be a combination of achieving goals, having experiences, eliminating worries and improving lifestyle by creating more time, freedom and choice. We’ll also go through all aspects of your financial life, so we have a clear understanding of where you’re at right now.

Workshop

‍We’ll paint a picture of what we can achieve together. We’ll explain the areas where we’ll add value, what should be prioritised and how you need to evolve your financial thinking. In this session, we’ll provide you with a Client Agreement to confirm the service and fees.

Advice and Guidance

Over the first few months together, we’ll get you financially organised, develop strategy and get you taking action. Beyond that, we’ll be in your corner consistently to help you navigate the uncertain journey of life. Whether it has children, the career change, a scary new mortgage, failed relationships, falling markets, or just changes to tax, interest rates and super, Verse will help you bounce through it all.

FMD Financial – Financial Planners & Advisors Melbourne 

FMD Financial - Financial Planners & Advisors Melbourne

fmd.com.au

1300 134 188

Trusted financial advice and retirement experts

Financial freedom could be closer than you think, but it’s important to get professional advice to understand your current financial position and plan your next step. You may not know where to find a good adviser, what to expect from the process, or how to get started.

You’re not alone, so we’re pleased you found us! For 15 years, we’ve helped busy executives, business owners and successful families achieve their goals and live their best life in retirement with the benefit of affordable, professional financial advice.

Achieve your financial goals faster with expert advice.

Our clients are hard-working professionals with serious careers, big passions and busy lives. They don’t have the time or interest to watch every market move or keep track of every change in superannuation, tax or investment legislation. Instead, they trust us to build a sustainable financial plan and grow their wealth as life changes.

Whether you need to plan for retirement, set up a Self-Managed Super Fund, protect your income, build a high-performing investment portfolio or manage the impacts of an inheritance, divorce or redundancy, our six pillars of advice will ensure every base is covered.

Our clients trust us to get them where they want to go.

Based in our offices in Melbourne, Brisbane and Adelaide, our advisers are true professionals and certified financial planners. They’re also footy fans, parents, foodies and explorers. They’re serious about your money, but know your life is more important.

Our founding directors mentor the next generation to deliver full and frank, client-centred advice with integrity and excellence. With an average tenure of 10 years among our team, you’ll be choosing an adviser who’ll be there throughout your career and into retirement.

What to expect from the first meeting with an FMD Financial Adviser?

It’s hard to know what to expect from the first meeting with a financial adviser, but getting your questions answered is worth it. Clients usually say, ‘We wish we’d done it sooner! We’ll cover the cost of the first meeting to ensure FMD and your chosen adviser is right for you.

Freedom Finance – Financial Planners & Advisors Melbourne

Freedom Finance - Financial Planners & Advisors Melbourne

ffau.com.au

1800 662 892

Welcome to Freedom Finance Accounting.

“Freedom Finance Accounting is a firm small enough to be caring and really personal, but large enough to provide high-quality service, leading-edge advice and second to none results”. 

Our team are highly trained with extensive experience, providing smart solutions to solve your problems and constantly looking for opportunities, whether for you as a business owner or an individual.

As specialists working with businesses of all sizes – none are ever too small or large – our strong focus is assisting you whether its tax compliance including income tax, GST and other ATO matters; tax planning to reduce income tax, GST and CGT and to enhance cash flow; resolving business problems; helping you grow your business, or improving bottom-line profit. We know about all aspects of business and are passionate about helping you be successful. We also recognise business owners are “experts” in their own business, and by using your knowledge and our skills, optimum results for your business are achieved.

Financial Planning

Build Your Wealth & Secure your future

Expert Advice With Your Financial Planning Needs

At Freedom Finance Australia, we assist clients to effectively manage their finances with the future in mind.

Our Financial Advisers first establish a clear picture of your current circumstances and then help you define your future financial and life goals. They will develop a custom financial plan designed to achieve your goals and to manage your resources going forward.

We can assist you with:

  • Insurances
  • Superannuation
  • Financial Planning
  • Wealth Creation
  • Succession Planning
  • Retirement Planning

Partners Wealth Group – Financial Planners & Advisors Melbourne

Partners Wealth Group - Financial Planners & Advisors Melbourne

pwg.com.au

03 8508 7801

Partners Wealth Group is here to empower you to unlock a world of possibilities.

We are one of Australia’s leading providers of business and financial advisory services for individuals, families, business owners and organisations.

Services

Financial Advice

We can help you at every life stage, from starting a career, buying a home and starting a family through to establishing a business, developing wealth creation strategies, planning for retirement and aged care solutions.

Investment

Investment solutions are driven by our expert committee.

Insurance

Ensuring your financial security and helping you to protect your current lifestyle, business and retirement plans.

Lending

We’ll work with you to find the most appropriate financing to suit your needs, whether you need it for your personal home, a residential or commercial investment property, refinancing or cash flow for your business.

Legal

Helping you to protect your personal wealth and business assets through smart legal solutions and estate planning advice.

SMSF Admin

Taking the complexity out of SMSF administration.

SMSF Audit

Our rigorous audit process will provide you with peace of mind that your SMSF is always compliant.

Guild FP

Tailored and strategic financial advice for healthcare professionals, helping you to achieve your personal and professional goals.

As your partner and trusted advisor, Partners Wealth Group is here to help you to explore and fulfil your goals – in your personal life, your professional career or in your business – both now and into the future.

We share our wealth of knowledge through innovative financial advice, bespoke investment solutions and specialist superannuation and SMSF advice. Our lending, legal and insurance services help you not just to grow your wealth but to preserve and protect it too.

At Partners Wealth Group, we exist to help you unlock a world of possibilities. As you and your family prosper, we will be here every step of the way.

Melbourne Financial Partners – Financial Planners & Advisors Melbourne

accountant-bookkeeper bookkeeping-accountant

melbournefp.com.au

04 1561 1448

What You Can Expect

Because you’re unique, the financial advice you’ll receive from us will be designed for you, based on what you want in life. We’ll take a step-by-step approach to help you reach your goals.

We may make recommendations about your day-to-day money management or make suggestions to help you make the most of your financial potential. We can also take actions on your behalf if that’s what you prefer.

Who we are

We are a financial planning business based in Richmond and Collingwood, and we love finance, well, actually, we love helping people.

Finance is just what we are good at and what we have done for more than 15 years. We find that helping everyday people make smart financial decisions, and seeing the real difference it makes to their lives, is what makes us happy.

To help set our clients up for the financial future they want, we provide understanding, education, guidance and expert financial advice.

Our aim is to build long-term partnerships with our clients and assist them in building, protecting and managing their wealth and lifestyle for themselves and their families.

Hewison Private Wealth – Financial Planners & Advisors Melbourne

Hewison Private Wealth - Financial Planners & Advisors Melbourne

hewison.com.au

(03) 8548 4801

Hewison Private Wealth is one of Australia’s leading, award-winning wealth management and financial advice firms.

Established in 1985, we have gained 35 years of experience and currently manage over $1.3 billion in funds under management. We take great pride in designing bespoke investment portfolios for clients that deliver on their dreams, goals and objectives.

We are completely independent, adopting a direct investment philosophy, and have always been a commission-free firm. This ensures the way we treat a client’s financial future is tailored to their ambitions and what’s in their best interest every step of the way. All Hewison Private Client Advisers have the highest possible CFP designation, tertiary qualifications and are professionally certified. This knowledge and expertise provide clients with great confidence and a high level of trust with the entire Hewison team.

Driven by client outcomes

At Hewison Private Wealth, we recognise the individuality of every client and tailor our investment plans and financial advice specific to your unique financial needs. We are focused on achieving the best outcomes for you and your family, delivered with an unwavering commitment to service and building lasting relationships.

Established in 1985, we have refined our strategic approach, service offerings and administration platforms with the insights gained in our 30 plus years of experience. We manage clients’ affairs based on respected experience and integrity, combined with advanced financial intelligence.

The value of independent financial advice

Hewison Private Wealth is one of Australia’s premier independent financial advice firms.

We’re not connected to any financial institution or platform, our research is conducted in-house, and we won’t earn a commission from any products we recommend to you. Our unwavering independent status provides you with the confidence that our recommendations are totally unbiased and based only on your best interests.

Direct investment philosophy

We prefer to invest directly into markets such as Australian Securities Exchange-listed securities, real estate and interest-bearing securities, rather than via managed fund structures. We believe this investment method provides our clients with more flexibility and control, as well as being cost-effective.

This direct investment philosophy, together with individually managed accounts, provide clients with optimum service and investment strategies that have been tested and adapted, over the last 30 plus years, to cope with rising and falling financial markets.

Effective Cash Flow management and taxation efficiency are two vital strategy elements that are enabled by direct investment.

We place a strong value on remaining independent. This allows us to provide our clients with strategic planning and ongoing recommendations that are unbiased and based only on their best interests.

Unlike many financial planning firms, Hewison Private Wealth charges a fee for service. We do not receive any commission-based payments.

Collinsfp – Financial Planners & Advisors Melbourne

Collinsfp - Financial Planners & Advisors Melbourne

collinsfp.com.au

0419 632 778

Our Approach Involves:

Understanding your financial situation

The first stage will involve discussions covering exactly what you want to achieve, including your long term and short term goals, as well as your expectations of us as your Financial Adviser. We will ensure we have an understanding of your current financial situation, gathering information such as a record of your assets and liabilities, income and expenditure and discussing your attitude toward risk.

Developing your strategies

Now that we have an overview of your situation, we will begin to develop strategies that are specific to your requirements. A good Financial Adviser will take into consideration your current finances and future goals, along with your risk profile, to ensure the strategies applied are the most appropriate for you.

Statement of Advice is issued.

Once the strategy has been finalised, we will provide a formal, written “Statement of Advice”, which covers specific areas as prescribed by the Australian Securities & Investments Commission. It will outline a detailed investment plan and the recommended course of action, so it’s important to read this thoroughly before proceeding.

Implement the recommendations

If you are happy with the recommendations detailed in the Statement of Advice, we will begin to implement the recommendations. This may involve bringing in other professionals such as Lawyers, Accountants, Mortgage Brokers etc.

Maintaining your Financial Plan

Your Financial Plan should be reviewed regularly to ensure it continues to meet your financial needs and investment goals. As time goes by, your situation will inevitably change, and we encourage you to review your circumstances with us frequently so that your strategy remains relevant.

Why Choose Us?

An innovative and strategic mindset

We provide you with insights and solutions to ensure you are full across the benefits and consequences of various strategies. We understand that having financial control and direction is important, and we create an action plan that not only helps you towards your goals but keeps you on track and focussed along the way.

Why choose Collinsfp as your Trusted Adviser?

  • Future Focussed
  • Unique Approach
  • Professional Team
  • Trustworthy and Reputable Company
  • Objective Advice

Understanding your financial affairs has never been more important, and we are here to guide and assist you through various Financial Planning matters.

MD Financial Planning – Financial Planners & Advisors Melbourne

MD Financial Planning Melbourne

mdfinancial.com.au

1300 887 529

We’re here to hold your hand.

MD Financial Planning provides specialised Aged Care Services and a full range of financial services to support our (often inter-generational) clients seeking wealth accumulation and wealth protection advice.

We have helped thousands of senior Australians with the Aged Care process, from initial planning to transitioning to permanent care.

About MD Financial Planning

Why choose us?

MD Financial Planning specialises in aged care planning, wealth accumulation and wealth protection advice.

MD Financial Planning Pty Ltd is a Corporate Authorised Representative No. 432861 of InterPrac Financial Planning, Australian Financial Services Licence 246638.

Wealth Generation and Protection

Real-life planning

As financial planners, our advisers help you define realistic goals and objectives for your future with a practical plan that enables you to financially meet your selected goals. We hold your hand, working with you throughout the journey and entering into a long-term relationship with you, the client.

Most of our business comes from word of mouth referrals from existing clients who have benefited from our advice, who want their family, friends and associates to benefit as well.

Pursue Wealth – Financial Planners & Advisors Melbourne

Pursue Wealth - Financial Planners & Advisors Melbourne

pursuewealth.com.au

(03) 9686 1785

Start Today

Don’t just dream. Achieve your dreams sooner rather than later as a Pursue Wealth member.

We’ll work with you to set short, medium and long term goals and keep you on track to achieve them. As a Pursue Wealth member, you’ll have the tools at your disposal to ACHIEVE your dreams. Become a member today!

Financial Advice

As an award-winning team with an adventurous spirit, we’ll design you a financial plan that will suit your lifestyle and your goals. Because like you, we’d rather buy our Jimmy Choo’s in Paris, not from eBay.

Mortgage Advice & Broking

Want your dream home without sacrificing too much of your lifestyle or travel plans? We’ll help you put a realistic plan in place to secure a home you love, so you can relax and know the stress has been removed.

Support & Advice Throughout Your Journey To Achieve Your Dreams

Articulate Your Dreams

As part of your membership, we’ll work with you to articulate your dreams and set up goals along your journey to achieve them. We will get a clear understanding of your dreams and work together to design a solid plan for you to reach them sooner.

Get Great Financial Advice

We’ve developed an innovative five-step process to dig deep and understand your dreams. We’ll work with you to develop a personalised plan to help you reach the life you’ve dreamed of! With us, financial planning is not something you push to the bottom of the priority list.

Start Living The Life You Want

We can help you make better-informed decisions about your future, so you don’t suffer the day-after-online shopping hangover. Our consultations ensure we align both personal and financial goals so that you can start living the life you want on your terms!

Our Members

Our members are the people that make us tick. The best part of our jobs is the part where we get to meet members from all walks of life, learn all about their hopes and dreams, and commit to helping each of them fulfil those dreams. Potential Pursue Wealth members range from ambitious professionals, goal-setting entrepreneurs, go-getting intrepid adventurers, and growing families. Click through to find out more about who our members usually are, and read about some of our awesome members!

Shadforth – Financial Planners & Advisors Melbourne

Shadforth - Financial Planners & Advisors Melbourne

sfg.com.au

1800 501 205

Private Wealth Advice For People Who Want Peace Of Mind.

Life can be complex, but with advice from Shadforth, your financial life needn’t be. Our whole-of-life, goals-based approach focuses on wealth creation, helping you achieve financial freedom sooner.

Advice based on a foundation of trust

We are the largest of only seven firms in Australia with international fiduciary certification. This assures our clients that our advice is of the highest standard, adheres to global best practices and is always in their best interests.

Your private wealth

We all want to create enough wealth to live our best possible future. A Private Wealth Adviser will work with you to get your finances in order, model your ideal life and put a plan in place to achieve it.

Your retirement

Whether your retirement is coming up or still a decade away, start optimising your position now so you can reach financial independence sooner.

Your family & legacy

At Shadforth, we take a holistic approach to family wealth planning, so you can provide a lasting legacy and preserve your wealth for future generations.

Our history

We are providing clear, reliable and valuable advice to Australians for nearly 100 years.

Founded in 1924

Our business is an award-winning organisation with a history dating back to 1924 when Shadforths Limited was established in Hobart. In 2008 Shadforth Financial Group was established through the merger of 14 specialist advisory firms. These firms were united by a vision and passion for client-focused advice.

We’re now a national network of private wealth advisers and one of Australia’s leading financial advisory firms.

Today we’re one of Australia’s largest wealth advisory firms

IOOF Group acquired Shadforth Financial Group in 2014. Today we operate as a standalone firm within IOOF, benefiting from the scale and capabilities that a larger financial services company offers, but maintaining our own distinctive philosophy and culture.

As we are no longer operating as a group of companies, in 2020, we dropped the ‘Financial Group’ from our name and became known as Shadforth.

Our approach to investment

We partner with Australian and global experts to build diversified portfolios based on scientifically proven drivers of long-term returns. We then make these portfolios available to our clients at a lower cost.

We invest based on evidence.

Our evidence-based approach to investing means we don’t spend time speculating or predicting markets. Instead, we have a disciplined approach to recommending and reviewing investments. We have a set of core beliefs that form the basis of our investment philosophy.

These processes and beliefs underpin how we construct investment portfolios for our clients. Our method is proven to achieve targeted returns for the lowest level of risk and provide greater control and certainty.

Financial Coaching – Financial Planners & Advisors Melbourne

Financial Coaching - Financial Planners & Advisors Melbourne

financialcoaching.net.au

(03) 9821 4101

About Financial Coaching

Financial Coaching is a financial planning practice that believes in the difference that our advice can make – whatever your stage of life.

Located in metro Melbourne, we were established in 1969 with a mission to help our clients achieve their financial objectives.

There are few elite athletes that excel without the guidance of a knowledgeable and trusted coach. Our financial coaching process provides you with advice on how to achieve superior results, more than you would otherwise achieve alone.

Our method acknowledges there are few people who have the skills, the time or the discipline to achieve financial independence without professional coaching and a well thought out “training plan” to achieve your financial goals.

Our services

We offer an extensive range of financial services, which enable us to create a tailored financial plan, whatever your financial situation. We will assist you with managing your short and long term financial needs, from starting out in the workforce through to planning for retirement.

Wealth creation

Wealth creation is about building financial security now so you can focus on enjoying your lifestyle in the future. Choosing where and how to invest your money is a difficult decision and will depend on many factors, including your overall investment objectives, approach to investment risk and the amount of time you have to invest.

We can help define your personal situation and recommend financial solutions and strategies to help you reach your financial goals.

Whether you are investing in financing your business, lifestyle, private education or providing for your retirement, it’s never too late to take control.

Retirement planning

Planning for retirement is one of life’s most important financial considerations. The actions you take today will determine your lifestyle in the future.

Superannuation is one of the most tax-effective long-term retirement savings vehicles. However, it can be difficult to keep up with changing rules and regulations. We can explain the rules and provide you with strategies to help you maximise your retirement savings.

Corporate Superannuation

We offer a comprehensive Corporate Superannuation service – “The Team Financial Coaching Program” for company super fund requirements

Covering for the company

  • Advice and technical support
  • Training and assistance with online clearinghouse facilities
  • Ease of administration
  • Education to payroll/HR team on the use of the online contribution system
  • Set up, ongoing management and administration of policy committee through annual review
  • Support and communication to members
  • Regular market updates (e.g. budget releases and topical investment updates)
  • Regular updates on compliance and statutory obligations
  • Tailor the company super fund to meet the companies requirements

Cover for the employees

  • Advice and support
  • Communication for new employees – Benefit maximiser kits
  • A team of financial planners & specialists to address members queries & requests
  • Adequate and cost-effective insurance cover
  • Claims and underwriting support and guidance
  • Employee education seminars for the staff

Risk insurance

Risk insurance forms a critical part of the financial planning process. It provides you with protection against the financial implications of an event such as death, disablement, serious illness or injury.

There is a range of insurance options available that we can tailor to suit your needs and personal situation.

Business insurance

Advice and direction on Business Protection insurance, including Business overheads insurance.

Self-managed super funds

Self-managed super funds (SMSF) gives you control of how your superannuation benefits are invested, operated and managed. SMSFs allow you to invest in a range of assets such as shares, managed funds, term deposits, property, art and collectables. You also have the option to borrow to purchase property and shares.

While SMSFs are a compelling structure for those who want full decision-making capabilities, having your own fund can generate a mountain of paperwork, such as looking after the establishment, asset administration, super administration, investment strategy and end of year financials.

As well as assist you with the establishment of an SMSF, we provide you with ongoing strategy, investment, insurance and estate planning advice for your SMSF and can provide assistance to other superannuation professionals in relation to asset administration, super administration and end of year financials.

Business succession planning

Advice and guidance on the establishment of Business Succession Planning. In partnership with your legal counsel or one of our panel solicitors, we offer a comprehensive service that provides business partners with an exit plan tailored to the individuals and family needs.

Business Insurance Policy Ownership Structures that we can advise on;

  • Self Ownership of each policy
  • Cross-Ownership of policies by partners
  • Individual policies owned by each person’s discretionary trust

Insurance Trust

Debt reduction strategies

Advice on debt consolidating strategies such as using underperforming assets to reduce debt. Debt elimination strategies such as using your super to pay out the home loan where possible.

Taxation structures

Developing appropriate tax-effective investment strategies. Structures (i.e. companies, trusts, superannuation and pension vehicles). Financial planning advice with regard to payments received upon redundancy or termination of employment. Retirement tax management including making maximum use of the available tax concessions, including Spouse Contributions, Spouse Rebates and the Government Co-Contribution.

Mint Advisory – Financial Planners & Advisors Melbourne

Mint Advisory - Financial Planners & Advisors Melbourne

mintadvisory.com.au

1300 050 920

Who is Mint Advisory?

David Dooley is the founder of Mint Advisory. It is a boutique, full-service financial planning practice. We have a solid reputation for providing effective strategic advice and a clear direction to assist individuals and organisations advance their goals in today’s complex marketplace.

The team at Mint Advisory are focused on solving our client’s important problems and delivering financial planning services that are practical and commercial. We are dedicated to our client’s overall financial success. Over the past 20 years, we have developed strong and productive relationships with our clients.

Based in Melbourne, we service a wide range of local and national clients who are typical:

  • Wealth accumulators;
  • Retirees;
  • Business owners;
  • Companies and organisations seeking a super default fund; and
  • Separated couples are seeking a financial solution.

The Significant Advantage We Offer Our Clients Include

Superior Client Service

We allocate a Relationship Manager to each client, who is responsible for overseeing all work to ensure your needs are being met and address any concerns that may arise.

We will keep you up to date with step-by-step information regarding the implementation of your personal strategies, the transferring of funds and the establishment of personal protection policies.

Cost-effectiveness

We are able to provide you with access to senior experienced financial planning advice at very competitive rates. We do not operate our business with large and expensive overheads, as do many of our competitors who require higher fee rates.

Our philosophy is to deliver quality financial planning advice at a rate, which provides real value.

Wealth of experience

We offer solutions based on financial advice from a team of leading experts. Our success has been driven by our team of experienced consultants.

Not obligated to any investment or insurance provider

All investment and insurance product recommendations will be based on what we believe is the ‘most appropriate’ product to meet your needs. We are not obligated to any provider, and recommendations are based on independent research.

Access to Financial Advisers

In order for you to achieve successful results with your financial needs, we ensure that our Financial Advisers are available and contactable at all times to address your requirements. It is our aim in clients to pursue long term, close relationships where knowledge of the client’s situation is built to ensure that the most appropriate strategic outcomes are delivered.

Solutions based approach

Our commitment to you is to provide practical, commercial solutions that fit your strategic direction and are not merely answers to financial questions. It is our business to understand your business and its specific needs by communicating and working closely with you.

National Financial Planners – Financial Planners & Advisors Melbourne

National Financial Planners - Financial Planners & Advisors Melbourne

nfp.com.au

03 9504 3879

Welcome to National Financial Planners. Our vision is to build a successful long term and valuable partnership with you to assist you in reaching your financial and lifestyle goals. We are dedicated to helping you protect and grow your assets and to attain financial independence.

We are upfront and open with you at all times, and we will honour our commitments to you. National Financial Planners Pty Ltd is a Corporate Authorised Representative (No237225) of Sentry Advice Pty Ltd ABN 77 103 642 888. Sentry Advice Pty Ltd is an Australian Financial Services Licensee No 227748.

Vision

Our vision is to build a successful long term and valuable partnership with you to assist you in reaching your financial and lifestyle goals. We are dedicated to helping you protect and grow your assets and to attain financial independence.

We are honest, upfront and open with you at all times, and we will honour our commitments to you, absolutely.

Purpose

The purpose of our business is to help you organise your financial affairs. National Financial Planners Pty Ltd provides financial strategies that build, protect and provide wealth for your desired lifestyle. Planning to survive? Planning to succeed?

Today more than ever, those wanting future financial security and, more importantly independence, need to have a financial plan in place. Without the time or professional support to formulate an achievable plan, many of us fail to make the best use of the financial resources at hand.

Convenience & Peace of Mind

National Financial Planners Pty Ltd has the resources and experience necessary to put together a customised plan to suit your current circumstances and help achieve your desired future lifestyle.

The decisions you make about your financial future need to be in the hands of someone you can trust and someone who has been around for a long time.

At NFP, we provide Advice at the Right Price.

Summerhill Financial Services – Financial Planners & Advisors Melbourne 

Summerhill Financial Services - Financial Planners & Advisors Melbourne 

summerhillfs.com.au

+61 3 9909 7703

Who uses a financial planner?

Alex Perini and Margaret Coulter, the team behind Summerhill Financial Services

Our clients come from all sorts of backgrounds, with all sorts of different aspirations, and a vast range of experience in managing money. Some are very wealthy professionals. Some are not. Some are excellent at managing their money, some – are not.

However, all of them want expert guidance in building their wealth and choose to receive financial advice because they have neither the expertise, time, nor desire to manage their personal finances themselves. They want to spend their time on pursuits and activities they enjoy, rather than using up their free time trying to keep up-to-date with what they should be doing to make the most of their income and investments.

What do we do?

We provide you with financial coaching to make the most of your income and wealth. We want you to have the time to do the things you want to do now, as well as make sure you are on track financially to continue to live the life you want to in the future.

Many people get the general idea of what “financial advice” is but have no detailed understanding of how it all works. Some people have wondered if we set them a budget? Or buy shares for them? Or take over managing their bank accounts? Handle their insurance? And so on.

What we do for every client is what that client wants us to do and what we agree on. So firstly, we want to understand why you want to seek advice, and then our role is to keep you on track to make sure you get there.

Diversified Financial Planners – Financial Planners & Advisors Melbourne

Diversified Financial Planners - Financial Planners & Advisors Melbourne

diversifiedfp.com.au

03 9770 6490

Core Services

Superannuation

Money in super is taxed in different ways to your other investments. It’s designed to reward you for investing for the long term. Diversified Financial Planners ‘have great experience in Superannuation.

Retirement Planning

Retirement may seem like a long way off, but putting money into super now is still a tax-effective way to invest your money. You also can benefit from the effects of compounding returns.

Self Managed Superannuation

The benefits of SMSFs include greater control over your super, flexibility and choice. We have an SMSF SPECIALIST ADVISOR™ with the SMSF Professi(SPAA)…..

Wealth Protection

Insurance is the foundation of all financial plans. Diversified Financial Planners can help you evaluate the risks and come up with the right insurance solution for you and your family.

Investments

Thanks to better health care, we are living longer. This means that some Australians will spend more time in retirement than in the workforce. You’ll need money to fund your retirement – and a fair bit of it.

Home Loans

According to research from the Reserve Bank in its 2004 annual report, Australia enjoys one of the greatest homeownership rates in the world. But in a time of high house prices, how do you make it.

The friendly and professional team at Diversified understand that everyone has different goals, assets and journeys when it comes to financial planning.

Understanding You

Recognising each individual situation and life stages is the first step in building ongoing relationships and providing tailored solutions and advice.

With that in mind, our qualified team will guide you on your journey, identify your goals, tailor a financial plan or investment strategy, and put you in control of your finances and future.

Life Stages

As we journey through life, we are confronted with different situations in relation to our finances.

Initially, it may be in relation to contributing to our super, planning for parenting or buying a house. Later in life, we may wish to start a business, purchase an investment property or plan for our retirement.

Regardless of your life stage, Diversified is here to assist you with tailored, professional advice and strategic solutions to protect your current lifestyle and secure your financial future.

Our Ongoing Review & Service Packages

To ensure you remain on track to achieve your goals and objectives, we offer a range of ongoing service packages that can be tailored to accommodate your personal requirements.

How We Help You

At Diversified, our qualified and experienced Financial Planners provide our customers with excellent planning, prudent and cutting edge strategies and successful implementation. 

Affinity Private Advisors – Financial Planners & Advisors Melbourne

Affinity Private Advisors - Financial Planners & Advisors Melbourne

affinityprivate.com.au

1300 769 305

Our Services

We take our assigned role as your trusted adviser to manage your wealth very seriously.

At Affinity Private Advisors, we take our assigned role as your trusted adviser to manage your wealth very seriously. Therefore, every care, attention, and consideration, coupled with thorough due diligence, is conducted when developing your personalised strategy. It is designed specifically to suit your needs and meet your financial objectives and reach those milestones you had always hoped for to provide for your family’s wealth for the years to come.

Investment & Portfolio Management

The cornerstone of our objectives based investment methodology is a consulting process usually reserved for institutional investors.

Our collaborative expertise uniquely positions us to provide personalised, robust and timely advice as we strive to redefine excellence in wealth management. We collaborate with some of the leading global investment managers available and blend both active and passive strategies to achieve a dynamic, risk focussed portfolio that will stand the test of time. We take a long term strategic view on portfolios and integrate tactical strategies in line with the current economic or market environment.

Retirement and Income Strategies

Before we can begin the process of mapping out a Retirement and Income Strategy, we need to look deeper at the underlying desires and thinking behind what our clients want to achieve in their lifestyle years. No two outlooks will be the same, which is why we don’t apply a standard formula to each client’s case in the vague hope of success.

Although employment and retirement are two very different lifestyles, they are periods in life that should be treated with equal care and respect. While it’s imperative, there is a sizeable amount of money in the bank accessible to you in retirement. It’s unfortunate to see a client genuinely unsure as to where to physically turn next in this important stage of life. This is why we remain adamant in encouraging our clients to emulate the same time and energy on their lifestyle goals as they did on their career aspirations.

Personal & Business Insurance

Following a financial plan is key in achieving your long-­term goals and financial freedom. However, even the most detailed financial plan will quickly become redundant if it’s not protected by Personal and/or Business Insurance Protection. Insurance cover is imperative to ensure that your and your loved one’s financial needs can be met and maintained should a worst-­case scenario arise, such as serious illness, injury or even death.

At Affinity Private Advisors, we specialise in providing expert advice to various professions, including business owners, partnerships and everyday individuals. Every effort is made to ensure we have a thorough understanding of your current financial position as well as your future financial goals. This enables us to calculate and establish an optimal level of cover, using only the most reliable insurance policies on the market with a proven track record. We also advise on how to make the most out of tax considerations by offering recommendations on policy ownership.

Estate and Succession Planning

Estate Planning is the evaluation of your current and future assets, financial objectives, insurances, Superannuation and your family’s requirements. While a basic Will acknowledges the receipt of your assets to those you intended, a thorough Estate Plan allows you to maximise the wealth that is transferred by minimising tax burdens on your beneficiaries and protecting your loved ones’ inheritances from falling into the wrong hands.

Affinity Private Advisors maintains open channels to some of the best Estate Lawyers in Australia. Alternatively, we can liaise with your chosen legal representation to ensure your Estate Plan is rock-­solid and free from any vulnerabilities and loopholes. Once the plan is in place, we review it periodically to ensure we are up to speed with any tax law changes that may affect the initial plan and then determine how we can alter it to stay a step ahead while maximising the financial outcomes.

Philanthropy – Charitable Giving

One of the more satisfying aspects of our role at Affinity Private Advisors is discovering all the different philanthropic activities our clients participate in and their genuine desire to give back to the charities they are passionate about. It’s an extremely rewarding process to assist our clients with managing their short-term and long-term charitable goals in line with the continued development of their wealth.

About Affinity Private Advisors

True Wealth is founded on the freedom to achieve your own potential and personal success.

Affinity Private Advisors was established to help busy professionals and business executives create a meaningful, authentic life through the privilege of wealth. After having worked in corporate, business and investment banking, our Principal’s saw a need to provide innovative and distinct financial advisory solutions in an unbiased, uncompromised way to help enrich the lives of our clients.

Our carefully structured team of experts are dedicated to turning our client’s dreams and aspirations into reality. The ultimate focus is to ensure our clients are provided not only with sound knowledge and expert advice on their financial affairs but with confidence in knowing they are fully equipped to forge ahead in achieving their goals without reservation.

 

Frequently Asked Questions About Financial Planners

How much do financial planners cost Australia?

The cost of seeing a financial planner can range from $2,500 to $3,500 to set up a plan, and then about $3,000 to $3,500 annually if you have an ongoing relationship with the planner, according to the Financial Planning Association (FPA).

Are financial planners in demand in Australia?

The demand for advice has doubled in the last five years, with 2.6 million non-advised Australians now saying they intend to seek help from a financial planner in the next two years according to researcher Investment Trends, up from 1.3 million in 2015.

Is it worth paying for a financial advisor?

Financial advisers can save you a lot of time and energy. While it’s possible to manage your finances on your own, working together with a professional can save you a lot of time, effort and energy, especially if overseeing them yourself leaves you feeling stressed or confused.

 

Australian Property Advisory Group – Financial Planners & Advisors Melbourne

Australian Property Advisory Group - Financial Planners & Advisors Melbourne

australianpropertyadvisorygroup.com.au

1300 760 902

Property Advisors In Melbourne

At the Australian Property Advisory Group, we help you understand the importance of dealing with independent professionals insured to provide professional unbiased advice. Real Estate Agents represent the vendor buyer’s advocates represent the buyer. Whilst we are buyer’s agents/advocates, we are qualified to provide our client’s advice, taking into account their personal circumstances, risk profile, goals, and needs analysis/ requirements.

We do not employ salespeople or telesales people. We do not cold call. If you have received a cold call, it is from another firm with a similar name. We can only help you if you make an enquiry with us.

Why should you consider engaging the services of a true property investment advisor?

Since the 1960s, we have been seeing a huge rate of population growth with the ‘to be expected’ growth in property, along with hundreds of estate agents offering a huge range of properties for sale at any given time. Whilst there is more and more information available on the internet, many buyers lead busy lives, particularly in their work. As a consequence, many are time-poor and can’t devote enough time to source their ideal property. This gives rise to a more specialised property investment advisor. Pays the commission to the agent to source a property. This can be helpful for buyers who live out of the area, interstate, or even overseas. Once the property has been found, the agent will negotiate with the vendor’s agent on behalf of the buyer.

Expert Property Advisors For Discerning Buyers

We understand that finding the right property can be a time-consuming process. Based on your precise needs, we can help you identify the right property and ensure that you only invest in the most suitable property. With our service, you can get access to the widest possible range of properties up for sale.

Our Story

Australian Property Advisory Group has been established by Andrew Crossley, avid Property investment and passionate about helping others achieve results.

How We Can Help You Increase Your Wealth

Our clients benefit from our personal experience and the same proven processes we use for our own investing. Our planning process is underpinned by impartial and thorough research and analysis.

We adhere to professional standards throughout the advice and property sourcing process that includes transparency, full disclosure and avoidance of any conflicts of interest. This is backed up with professional indemnity insurance. We charge a fee for service for the property research and advice provided.

We have access to substantial resources, networks, business processes and systems.

How We Can Help You Get Started

Our “risk-free” engagement process involves a free no-obligation meeting, some fact gathering and initial analysis between meetings, and feedback to you on what’s possible.

The initial meeting involves spending time discussing your goals and how we could help you. It’s primarily a getting to know each other session to see if you’re comfortable with me and also for us to judge whether we can help you.

At the follow-up consultation, we provide feedback on what’s possible, confirm our terms of engagement and then put the Property Investment Advice process into full gear.

Scope of services provided include a) full property advice, b) portfolio review and optimisation, c) property sourcing and selection, and d) ongoing mentoring and support. These services are detailed in a Property Investment Services Guide provided at the initial meeting.

Foundation Financial Advice – Financial Planners & Advisors Melbourne

Foundation Financial Advice - Financial Planners & Advisors Melbourne

foundationfa.com.au

0430-339-765

ABOUT Foundation Financial Advice

Conveniently located in the heart of Melbourne, Foundation Financial Advice is an FPA Professional Practice which helps clients like you maximise their financial position, ensure no opportunities are missed and provide an obtainable pathway to wealth. We help you achieve your goals on a fee for advice basis, so you can focus on enjoying life and not worrying about financial problems.

Foundation Financial Advice was established by Peter Tribolet. A Master’s degree qualified CFP® Practitioner with over 15 years of industry experience.

What we DO

We understand we will only succeed if our clients succeed. Our business is customer satisfaction through financial enhancement. We have successfully helped clients achieve their goals through the following services.

Retirement Strategies

Personalised advice and strategies for either a smooth transition to retirement or maximising your position to retire in style as you deserve. We look after your financial affairs so you can enjoy life and focus on the things you love to do. We help you and harmonise your position for the optimum balance of maximising Centrelink, minimising or eliminating of Tax and both Asset protection and growth.

Smsf Advice

Helping tailor investment strategies, assisting in LRBA (Limited Recourse Borrowing Arrangements) for Property to be structured in super both Commercial and Residential. Family intergenerational wealth planning and complex requirements. Combination SMSF Private risk and Industry fund advice. From establishment to winding up.

Defined Benefit Expert Advice

One of the few Advice firms, the objective of the provider, which will advise you how to get the maximum benefit possible out of these formula-driven funds and integrate the benefits into your holistic financial position and plan to outline optimisation and saturation points in the formula.

Wealth Creation Strategies

We design a plan that incorporates a diversified range of strategies that collectively can provide you with the necessary assets to build and protect real wealth. Your circumstances will determine the plan or suite of different assets (shares and property inside and outside super) that is required for you to reach your goals.

Superannuation Advisory Service

Pre & post-retirement strategies to ensure you and your family’s financial security in retirement. Intergenerational planning.

Aged Care & Estate Planning

Ensuring you or your loved ones enter the frailty years in the most informed way with CHOICE, it is also imperative to plan for the distribution of Estate assets to reduce them being eroded by Tax or fees for the family. Strategies to both retain the family home and protect, distribute and invest the proceeds.

Insurance And Risk Analysis

Research all approved and existing insurance policies for specific suitability, tax effectiveness and cost efficiency to match your personal situation and protect your and your family’s financial position.

Debt Recycling And Reduction

Offer alternatives and advice on ways to structure your debt, identify ‘good & bad’ debt & maximise the use of the equity in your property assets to maximise tax reduction and asset growth whi¦st protecting cash flow.

Budget Planning

Assist you in determining and quantifying your living expenses budget that you are comfortable with and measure this regularly. This is then protected, and surplus is driven to your investments, allowing you to reach and exceed your goals efficiently.

Loan Structuring And Debt Advice

Reduce your interest expense, establish an offset and linked card strategy to utilise deferring expenses while offsetting interest—complex structures for property portfolios, SMSF or Business Loans.

Business Insurance

Ensure you have the right amount of protection so that your business will continue in the event of accident, illness or premature passing of a partner or key staff member.

Claim, Centrelink, Workcover Or Complete Financial & Investment Check-Up

Common sense, down to earth, honest, confidential and professional financial planning advice in your best interests!

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