The world of finance is a complex one that is difficult to navigate. It is possible to feel overwhelmed by the sheer number of distinct plans and methods that are currently available. But that doesn’t mean that it has to be! It is not difficult to locate the most qualified financial planners in Melbourne, Victoria, provided that you know where to seek.
Do you need assistance in locating the most qualified financial planners and advisors in the Melbourne, Victoria area? Because there are so many choices available, it may be tough to determine which one is best for you to pursue.
We have collected a list of some of the greatest financial planners and advisors in your area so that they can assist you with any queries or worries that you may have regarding your financial situation. They will be able to steer you in the correct direction in order for you to make good decisions with your money, whether it is saving up for retirement or planning out how much money to invest in various things. They will be able to do this regardless of the situation.
The Ultimate List of Melbourne’s Finest Financial Planners and Advisors
Klear Picture – Financial Planners & Advisors Melbourne
(03) 9998 1940
Melbourne Private & Business Wealth Advisors
At Klear Picture, we prioritise the development of robust and long-lasting connections with each customer while also providing individualised service. We are able to assist you in comprehending your objectives and developing investment methods that are uniquely suited to you because we have created an atmosphere that is dependable, informed, and welcoming.
We are committed, in our capacity as financial advisors in Melbourne, to supporting you in realising your goals and bringing your dreams into fruition so that you can live the life you have always imagined. The particulars will always be different for you, which is why it might be helpful to consult with a financial counsellor from time to time. In spite of the fact that we all want to be financially independent and have the flexibility to follow our goals and ambitions, the specifics will always be different.
Because we are aware that the preferences of each individual will vary, we will take the time to sit down with you in an unhurried and stress-free environment in order to gain a better understanding of the specifics of the kind of financial strategy that will best meet your needs. After that, we will create a tailor-made strategy that is based on your requirements. You need a financial strategy that includes wealth building guidance that is specifically targeted to you and your situation, no matter what your goals may be.
In Melbourne, the landscape of wealth advising services has seen substantial shifts over the course of the last ten years. The days of straightforward service items are long gone. Today, businesses invest trillions of dollars in the research and development of innovative goods and services that play on our emotions by making assurances about the safety of our tomorrows. It is difficult for individuals to trust and feel like a number when there aren’t clear roads to financial independence. However, when those pathways are present, it is easier for individuals to achieve financial independence.
Because we want to be able to cater to the specific needs of each of our clients, we have refrained from identifying ourselves with any particular institutions. This makes it possible for us to construct and alter investment models that are truly helpful to you, while while saving us time in the process.
When people and businesses in the Melbourne area are in need of knowledgeable wealth management or financial guidance, the company that receives the most number of their referrals is Klearpicture. The main purpose of our resources, which comprise our tools, our knowledge, and our capabilities in strategic planning, is to assist you in achieving your desired level of financial independence. Because we are not controlled by any bank, financial institution, or product and do not have any partnerships with such entities, our motivation is always driven towards the fulfilment of the exact monetary goals that you have established for yourself.
Our clients obtain excellent financial advise. This advice is always driven by analytical data, reinforced by a grasp of the industry, and scaled to match the individual metrics of the person receiving it. When it comes to planning for retirement, the financial advisors that we work with in Melbourne are well aware of the challenges that a large number of people find themselves in. As a consequence of this, the strategies that we implement for the management of wealth are aimed towards the achievement of long-term goals by means of reachable financial benchmarks in the short term.
Why choose Klear Picture Smsf Advisors?
Every single one of our customers receives the unparalleled level of care, attention, and competence that we at Klearpicture are known for providing.
Because of the individualised and professional nature of our service, we hand-pick the investments that are the best fit for our clients after scouring multiple platforms and the industry’s most reputable providers. Additionally, we provide specialised advice, plans, and strategies that are tailored to the investor’s profile, as well as the client’s goals and objectives.
For the purpose of assisting you in accomplishing your financial goals, our company specialises in offering a variety of consulting and investment services.
Verse Wealth – Financial Planners & Advisors Melbourne
1300 822 166
Assisting you in making important choices such as whether or not to invest, make a contribution to a retirement plan, pay off debt, purchase a new house, launch a business, sell assets, and many other options. It’s important to strike a balance between attaining your goals, reducing the amount of stress in your life, and building your wealth so that you can enjoy more freedom in the future.
It is absolutely necessary to get your cash flow under control. If you cannot effectively manage your finances, you will never be able to do the things you set out to do. We assist people in regaining control of their financial situation by providing structure, accountability, and clarity regarding what they spend, as well as by assisting them in building their savings.
We will create portfolios for you that are both varied and transparent, and will ensure that they are in line with your goals. We will educate you, help you set reasonable expectations, and guide you through the ups and downs of the market while managing your emotions. To back up our suggestions and guarantee that your possessions are in safe hands at all times, we conduct our own research, carry out our own analyses, and obtain our own evaluations.
Deciding on a fund, determining the optimal investment mix for that fund, making donations, and other related tasks. We will make the complexity of investing look simple, which will allow you to maximise your nest egg and have assurance that your future will be just fine.
Planning ahead is essential if you want to enjoy the kind of retirement you’ve earned. As you approach closer to retirement, we will develop a plan to maximise your retirement savings, examine more conservative investment techniques to prevent losses in your portfolio, and utilise modelling to forecast your ability to live your best life after retirement.
You shouldn’t pay more tax than is necessary, as paying less tax will leave you with more money to put towards living the life you want to live. We will assist you in making the most of the rules to your benefit by selecting tax-efficient investments, optimising deductions, and collaborating with the most qualified accountant.
We will assist you in avoiding the typical errors that people make when purchasing real estate, whether it is the home of your dreams, your first home, or an investment property. With the assistance of expert mortgage brokers and property specialists, we will walk you through the process of purchasing property from start to finish.
We serve as your personal financial advisors. That involves doing things like developing your connection with money, keeping you accountable, pushing into difficult talks, directing you away from the herd, and managing your emotions while the investing markets are on a roller coaster ride.
Employer share schemes
We can assist you negotiate the complexity of RSU schemes, ESPP offers, and ESS regardless of whether you work for a tech start-up or a listed firm. These opportunities can occasionally change your life in significant ways. We’ll provide you with the guidance you need to make significant choices regarding risk, diversification, capital gains, and other topics.
We will provide you with direction as you make selections regarding the types of debt to take on as well as a plan to pay that debt off. We will collaborate closely with your mortgage broker to guarantee that your financial obligations are always properly organised and that you are not paying more interest than is necessary.
We analyse the threats that are pertinent to your circumstance and provide guidance on the appropriate insurance coverage for you and your family’s protection. Because we don’t accept commissions, the insurance we provide to you is very affordable.
There is more to consider than simply what you stipulate in your will when it comes to passing on your fortune to subsequent generations. We will walk you through the decisions that affect how successfully you transmit resources onto loved ones and guarantee that your intentions are in line with your plans by guiding you through the many options.
It’s not only about the money; it’s about the rest of your life as well. If you want to live the life you want, which might mean a variety of things to different people, then money is simply the fuel you need.
Your life is unique, and the financial advice you receive ought to take it into account. We will tailor your plan and the decisions you make to reflect the things that are most important to you. There is nothing generic or standard about this at all.
Complex Made Simple
Nobody likes to feel overburdened with the financial jargon and industry-speak that they need to understand. Because we are fascinated with simplicity, you will always feel empowered and in charge of the situation.
We Make You Money
Let’s get right down to business: you have plans, but the primary reason you’re here is to generate money. You will thanks to the breadth of our knowledge, the experience we have, and access we have to professional networks.
No Commissions, No Kickbacks.
We are not affiliated with any particular financial products, nor do we accept commissions for our services. That sector of the economy is traditionally concerned with providing financial advice.
Your Whole Financial Life.
We take care of all of your financial needs by ensuring that you are surrounded by the most qualified professionals at all times. We are always working together to ensure that nothing is overlooked because every contribution is important.
The Process Introductory Chat
A no-cost video chat to determine whether or not our needs are compatible. We will make an effort to comprehend the reasons behind your desire for guidance, and we will communicate with you regarding the potential benefits of cooperating with us. In addition to this, we will provide you with the opportunity to pose any pertinent questions at the outset. After you have scheduled the Introductory Chat, you will receive an email and a text message with information on how to get ready for it.
My Best Life
Let’s get your ‘Best Life’ in order. It could be a combination of achieving goals, going on experiences, relieving worries, and making improvements to one’s lifestyle by providing oneself with more time, freedom, and options. In addition to this, we will examine every aspect of your financial life so that we are fully aware of your current situation.
We will create a picture of what we are capable of achieving as a group. We are going to discuss the areas in which we will be able to add value, the things that should be prioritised, and the ways in which your financial thinking has to develop. During this session, we will provide you with a Client Agreement to confirm the service, as well as the cost.
Help and Direction are Provided
During the first few months of our time working together, we will get you financially organised, help you establish a strategy, and get you started taking action. In addition to that, we will be at your side every step of the way, assisting you through the highs and lows that are inevitable in life. It doesn’t matter if it’s children, a career change, a scary new mortgage, failing relationships, collapsing markets, or basic tax, interest rate, and super changes; Verse will help you get through it all.
FMD Financial – Financial Planners & Advisors Melbourne
1300 134 188
Trusted financial advice and retirement experts
Financial independence may be closer than you believe, but it’s critical to get professional help in order to fully comprehend your current financial situation and map out your future steps. You might not know where to look for a good consultant, what to expect from the process, or where to begin.
We’re glad you discovered us because you’re not alone! We’ve been providing cheap, expert financial advice to busy executives, company owners, and successful families for 15 years, helping them achieve their goals and live their best lives in retirement.
Achieve your financial goals faster with expert advice.
Our clients are dedicated individuals with demanding jobs, strong passions, and hectic schedules. They don’t have the time or inclination to keep up with every market move or every change in superannuation, tax, or investment regulations. Instead, they entrust us with developing a long-term financial strategy and growing their wealth as their circumstances change.
Our six pillars of advise will guarantee that every base is covered, whether you need to plan for retirement, set up a Self-Managed Super Fund, secure your income, develop a high-performing investment portfolio, or manage the effects of an inheritance, divorce, or redundancy.
Our clients trust us to get them where they want to go.
Our advisers are actual professionals and certified financial planners who work out of offices in Melbourne, Brisbane, and Adelaide. They’re also football aficionados, parents, foodies, and travel enthusiasts. They care about your money, but they also understand that your life is more essential.
Our founding directors teach the next generation how to provide complete and frank client-centered advice while maintaining integrity and competence. Our team has an average tenure of ten years, so you’ll be picking an adviser who will be there for you throughout your career and into retirement.
What to expect from the first meeting with an FMD Financial Adviser?
It’s difficult to know what to anticipate from your first appointment with a financial adviser, but it’s well worth it to get your questions answered. ‘We wish we’d done it sooner!’ say most clients. We’ll pay for the initial meeting to make sure FMD and your chosen adviser are a good fit for you.
Freedom Finance – Financial Planners & Advisors Melbourne
1800 662 892
Thanks for visiting Freedom Finance Accounting.
“Freedom Finance Accounting is a firm that is small enough to be empathetic and personable, yet big enough to give high-quality service, cutting-edge guidance, and unrivalled outcomes,” according to the company’s website.
Whether you operate a business or are an individual, you can count on our team to give you with practical answers to your challenges and to be on the lookout for new opportunities because they have received extensive training and have a great deal of experience.
As tax compliance specialists who work with companies of all sizes – no company is ever too big or too small – we place a strong emphasis on assisting you, whether it’s with taxable income, GST, or other ATO issues; tax planning to reduce income tax, GST, and CGT and improve cash flow; resolving business problems; assisting you in the growth of your business; or improving your bottom-line profit. We are experienced in all facets of business and are committed to supporting you in achieving your goals so that you can be successful. We are also aware that business owners are “experts” in their respective industries, and we believe that if you combine your knowledge with ours, you will be able to produce the most beneficial results for your firm.
Invest in yourself and your future.
With Your Financial Planning Needs, Expert Advice
At Freedom Finance Australia, we work with our customers to assist them in effectively managing their finances so that they may better plan for the future.
Before supporting you in defining your long-term financial and personal goals, our Financial Advisers will begin by compiling a detailed picture of your current circumstances. This will be followed by their guidance as you define your goals. They will tailor a financial strategy to your specific needs in order to assist you in achieving your goals and better managing your resources in the future.
We can assist you with:
- Financial Planning
- Wealth Creation
- Succession Planning
- Retirement Planning
Partners Wealth Group – Financial Planners & Advisors Melbourne
03 8508 7801
Partners Wealth Group is here to empower you to unlock a world of possibilities.
We are a prominent source of business and financial advice to individuals, families, business owners, and organisations in Australia.
We can assist you at any point of your life, from beginning a job, purchasing a home, and starting a family to founding a business, generating wealth building strategies, retirement planning, and aged care solutions.
Our professional committee is in charge of investment solutions.
Our professional committee is in charge of investment solutions.
Whether you need finance for your own home, a residential or commercial investment property, refinancing, or cash flow for your business, we’ll work with you to discover the best option.
Providing clever legal solutions and estate planning guidance to help you secure your personal wealth and business assets.
Taking the complication out of SMSF management.
Our stringent auditing process will give you piece of mind that your SMSF is always up to date.
Financial advice tailored to the needs of healthcare professionals, assisting you in achieving your personal and professional objectives.
Partners Wealth Group is here to help you explore and achieve your goals – in your personal life, professional career, or business – today and in the future as your partner and trusted advisor.
Innovative financial advice, customised investment solutions, and specialised superannuation and SMSF guidance are just some of the ways we share our wealth of knowledge. Our lending, legal, and insurance services assist you in not just growing but also preserving and protecting your capital.
We’re here at Partners Wealth Group to help you open up a world of possibilities. We will be there for you and your family every step of the way while you and your family prosper.
Melbourne Financial Partners – Financial Planners & Advisors Melbourne
04 1561 1448
What to Anticipate
We recognise that you are an individual with specific requirements and objectives, and as a result, the financial guidance that we provide to you will be customised to meet your requirements and objectives. We will approach the accomplishment of your goals in a methodical, step-by-step manner.
It’s possible that we’ll make some advice for how you can better manage your day-to-day finances or offer some pointers on how to maximise the potential of your financial situation. If you so like, we are also able to act on your behalf if you so wish.
Who we are
We are a financial planning company with offices in Richmond and Collingwood, and we are enthusiastic about both the field of finance and, more specifically, the act of assisting other individuals.
We have more than 15 years of experience in the financial industry, making us specialists in that field. Helping regular people make decisions that are good for their finances and seeing the positive impact those decisions have on their lives is something that brings us a lot of joy.
In order to assist our clients in achieving the desired outcome for their financial futures, we provide them with information, education, assistance, and seasoned financial counsel.
Our objective is to establish lasting connections with our customers so that we may assist them in the formation, preservation, and management of their financial resources and lifestyles for the benefit of themselves and their family.
Hewison Private Wealth – Financial Planners & Advisors Melbourne
(03) 8548 4801
Hewison Private Wealth is an award-winning wealth management and financial advice organisation based in Australia.
We have 35 years of experience and currently handle over $1.3 billion in assets under administration, having been founded in 1985. We take great delight in creating custom investment portfolios for our clients that reflect their aspirations, goals, and objectives.
We are a commission-free firm that is entirely independent and follows a direct investment strategy. This ensures that we treat a client’s financial future in a way that is personalised to their goals and in their best interests at all times. Hewison Private Client Advisers all have the highest level of CFP certification, academic education, and professional certification. Clients have a high level of confidence and trust in the entire Hewison team as a result of this knowledge and competence.
Driven by client outcomes
We recognise the uniqueness of each client at Hewison Private Wealth, and we personalise our investment programmes and financial guidance to meet your specific financial needs. We are committed to providing the best possible outcomes for you and your family, with an uncompromising commitment to service and the development of long-term partnerships.
With the insights obtained from our 30+ years of expertise, we’ve enhanced our strategic approach, service offerings, and administrative systems. We manage our clients’ affairs using a combination of reputable experience and integrity, as well as modern financial knowledge.
The value of independent financial advice
Hewison Private Wealth is a leading independent financial advisory firm in Australia.
We’re not affiliated with any financial institution or platform, our research is done in-house, and we don’t get paid if you buy something we recommend. Our uncompromising independence gives you the peace of mind that our recommendations are completely objective and only in your best interests.
Direct investment philosophy
Rather of investing through managed fund structures, we choose to invest directly in markets such as Australian Equities Exchange-listed instruments, real estate, and interest-bearing securities. This investment technique, we believe, gives our clients more freedom and control while also being more cost-effective.
This direct investment strategy, combined with individually managed accounts, provides clients with the best service and investment techniques, which have been tested and updated to deal with rising and falling financial markets over the previous 30 years.
Direct investing enables two critical strategy elements: effective cash flow management and taxation efficiency.
We place a high importance on maintaining our independence. This enables us to deliver unbiased strategic planning and continuing recommendations to our clients that are solely focused on their best interests.
Hewison Private Wealth, unlike many other financial planning organisations, charges a fee for their services. We are not compensated on a commision basis.
Collinsfp – Financial Planners & Advisors Melbourne
0419 632 778
Our Approach Involves:
A comprehension of your current financial status
During the initial step of the process, we will have conversations about exactly what it is that you want to achieve, including both your long-term and short-term goals, as well as your expectations of us as your financial advisor. We will ensure that we have a complete understanding of your current financial situation by compiling a summary of your assets and commitments, income and expenses, and engaging in a discussion regarding your level of comfort with taking risks.
Creating your own plans and tactics
Now that we have a better grasp of your situation, we will immediately begin the process of generating solutions that are tailored to your particular requirements. A good Financial Adviser will evaluate your current resources, your future goals, as well as your risk profile, in order to determine which strategies will be the most suitable for you. This will ensure that you receive the best possible advice.
It has been decided to provide a Statement of Advice.
Once the plan has been finalised, we will provide a formal, written “Statement of Advice,” which will address particular subjects as outlined by the Australian Securities and Investments Commission. This will be done once the strategy has been finalised. Before you depart, you should carefully study it because it will lay out a complete investment plan as well as the recommended course of action.
Putting the recommendations into action
If you are content with the recommendations outlined in the Statement of Advice, we will get started putting them into action right away. There is a possibility that individuals in other professions, such as attorneys, accountants, and mortgage brokers, will be required.
Keeping up with your Personal Financial Plan
It is important to conduct regular reviews of your financial plan in order to ensure that it continues to meet your requirements in terms of money and the objectives you have set for your investments. Because it is inevitable that your circumstances may evolve over time, we encourage you to review those changes with us on a frequent basis to ensure that your plan continues to meet your needs.
Why Pick Us?
A strategic and innovative mindset
We provide you with information and solutions to ensure that you have a complete understanding of the benefits and drawbacks associated with the many different strategies. We are aware of the need of proper management and leadership in regards to finances, which is why we construct a strategy for you that not only supports you in accomplishing your goals but also maintains your sense of direction and concentration along the road.
Why do you want Collinsfp to be your trusted advisor?
- Future Oriented
- Specialized Method
- Professional Staff
- Reputable Business
- Objective Advice
Understanding your financial situation has never been more vital, and we are here to help you with a variety of Financial Planning issues.
MD Financial Planning – Financial Planners & Advisors Melbourne
1300 887 529
We’re here to hold your hand.
MD Financial Planning offers specialised Aged Care Services as well as a full range of financial services to our (often multi-generational) clients who are looking for wealth accumulation and asset protection guidance.
Thousands of older Australians have benefited from our assistance with the Aged Care process, from initial planning to transferring to permanent care.
Why should you pick us?
MD Financial Planning is an advisory firm that specialises in providing guidance regarding elder care planning, asset accumulation, and wealth protection.
MD Financial Planning Pty Ltd holds an Australian Financial Services Licence under the number 246638 and is a Corporate Authorised Representative of InterPrac Financial Planning under the number 432861.
Wealth Generation and Protection
Our financial planners assist you in defining realistic goals and objectives for the future, as well as a practical plan that allows you to reach those goals financially. We will hold your hand throughout the process, working with you and building a long-term relationship with you, the client.
The majority of our business comes from recommendations from existing clients who have benefited from our guidance and wish to share it with their family, friends, and acquaintances.
Pursue Wealth – Financial Planners & Advisors Melbourne
(03) 9686 1785
Don’t just fantasise. You will have a better chance of achieving your objectives if you are a part of the Pursue Wealth community.
We will assist you in defining short-, medium-, and long-term goals, and we will monitor your progress towards meeting those goals. As a member of Pursue Wealth, you will have access to the resources necessary to ACHIEVE the goals you have set for yourself. Join up as a member right this instant!
As a group that has won multiple awards and has a spirit of exploration, we will devise a financial strategy for you that is tailored to your way of life as well as the objectives you wish to achieve. Just like you, we would like to purchase our Jimmy Choos in Paris rather than on eBay.
Mortgage Consulting and Brokering Services
Do you want to find a way to live in the house of your dreams without having to make sacrifices in your way of life or your vacation plans? We will work with you to develop a practical strategy for securing a house that you adore, so that you can relax and take pleasure in the tranquilly that comes with the knowledge that the stress has been eliminated.
Support & Advice Throughout Your Journey To Achieve Your Dreams
Articulate Your Dreams
As part of the membership benefits, we will collaborate with you to articulate your aspirations and formulate objectives that will guide you towards achieving them. We will gain an accurate picture of your objectives, and then we will collaborate to devise a solid plan that will assist you in achieving them more quickly.
Obtain Excellent Counsel Regarding Finances
In order to investigate and make sense of your dreams, we have developed a method that consists of five steps. We will work with you to develop an individualised plan that will assist you in living the life you’ve always dreamed of living! When you deal with our team, you won’t be able to push off the responsibility of financial planning until a later time.
Begin Living the Life You Want To Live Now.
We are able to help you make better-informed decisions about your future so that you do not have to deal with the repercussions of internet shopping the following day. You’ll be able to start living the life you’ve always dreamed of, but on your own terms, once our consultations verify that your personal and financial goals are in sync with one another.
It is the participation of our members that enables us to continue operating. Meeting people from different walks of life, gaining an understanding of their goals and aspirations, and committing to aiding those individuals in accomplishing their objectives is one of the most rewarding aspects of the jobs that we do. Potential Pursue Wealth members include those who are bold and courageous travellers, goal-oriented entrepreneurs, ambitious professionals, and goal-oriented families who are growing. Follow this link to read about some of our amazing members and to discover more about who our members are in general.
Shadforth – Financial Planners & Advisors Melbourne
1800 501 205
Private Wealth Advice For People Who Want Peace Of Mind.
Life might be complicated, but with Shadforth’s help, your financial life doesn’t have to be. Our goals-based, whole-of-life approach focuses on wealth growth, allowing you to attain financial independence sooner.
Advice based on a foundation of trust
Only seven firms in Australia have international fiduciary certification, and we are the largest of them. This guarantees that our advise is of the greatest quality, follows global best practises, and is always in our clients’ best interests.
Your private wealth
We all want to amass enough cash to live the greatest lives we can. A Private Wealth Adviser will help you organise your finances, model your ideal life, and create a strategy to achieve it.
Start optimising your position today, whether your retirement is coming up or still a decade away, so you may achieve financial independence sooner.
Your family & legacy
We adopt a holistic approach to family wealth planning at Shadforth, so you may leave a lasting legacy and protect your capital for future generations.
For than a century, we have provided Australians with clear, reliable, and important information.
Founded in 1924
Our company has an award-winning heritage that dates back to 1924, when Shadforths Limited was founded in Hobart. Shadforth Financial Group was formed in 2008 when 14 speciality advising firms merged. These firms were brought together by a vision and a desire to provide client-centered advice.
We’ve grown into a nationwide network of private wealth advisers and a prominent financial advisory firm in Australia.
Today we’re one of Australia’s largest wealth advisory firms
Shadforth Financial Group was acquired by IOOF Group in 2014. We now operate as a separate company within IOOF, benefiting from the scale and capabilities of a larger financial services group while keeping our own unique philosophy and culture.
Because we are no longer a collection of firms, we eliminated the ‘Financial Group’ from our name in 2020 and became Shadforth.
Our approach to investment
We work with Australian and international specialists to create diverse portfolios that are based on scientifically established long-term return drivers. We then provide these portfolios to our clients at a reduced price.
We invest based on evidence.
We don’t waste time speculating or anticipating markets since we use an evidence-based approach to investing. Instead, we use a methodical approach to investment recommendations and reviews. The foundation of our investment philosophy is a set of key ideas.
We build investment portfolios for our clients based on these methods and values. Our strategy has been shown to deliver targeted returns with the least amount of risk, as well as better control and assurance.
Financial Coaching – Financial Planners & Advisors Melbourne
(03) 9821 4101
About Financial Coaching
Our company is a financial planning agency called Financial Coaching, and we believe that the advice we give you could change the course of your life at any given moment.
In 1969, in the metropolitan area of Melbourne, we established our company with the purpose of supporting our customers in accomplishing their monetary objectives.
There aren’t many excellent athletes who can be successful without the assistance of a coach who is knowledgeable and has expertise. Our approach to providing financial coaching provides you with guidance on how to achieve results that are superior to those you could achieve on your own.
Our plan takes into account the reality that very few people have the knowledge, the time, or the self-control necessary to become financially independent without the assistance of a professional coach and a well-thought-out “training plan” to accomplish so.
Because we offer such a comprehensive selection of financial services, we are able to formulate a tailor-made financial plan for you, irrespective of the state in which your finances are currently. We will assist you in managing your short-term and long-term monetary requirements, beginning with your first day on the job and continuing through the process of retirement planning.
Building wealth is about securing your financial future so you can focus on enjoying your current lifestyle. Choosing where and how to invest your money is a tough decision that is influenced by a number of factors, including your overall investment objectives, risk tolerance, and time frame.
We can assist you in defining your personal circumstances and recommending financial solutions and strategies to assist you in achieving your financial objectives.
It’s never too late to start planning for your future, whether it’s for your business, lifestyle, private school, or retirement.
Planning for retirement is one of the most important aspects of one’s financial life. Your current behaviours will determine the kind of lifestyle you lead in the years to come.
One of the vehicles for long-term retirement savings that is superannuation is one of the most tax-efficient. On the other side, it could be difficult to keep up with the constantly evolving norms and regulations. We are able to provide you with clarification on the rules as well as advice that will assist you in making the most of your retirement funds.
For company super fund requirements, we offer “The Team Financial Coaching Program,” a comprehensive Corporate Superannuation solution.
Covering for the company
- Advice and assistance with technology
- Instruction and support for the online clearinghouse’s features
- Administration is simple
- The payroll/HR team offers guidance on how to use the online donation system
- Establishing, managing, and overseeing the policy committee through yearly evaluation
- Support and communication to members
- Periodic market updates (e.g. budget releases and topical investment updates)
- Information on compliance and legal requirements on a regular basis
- Adapt the company super fund to the needs of the business
Cover for the employees
- Counsel and assistance
- Kits that help new employees maximise their benefits
- A group of experts and financial planners to respond to members’ questions and demands
- Adequate insurance coverage at a reasonable price
- Support and advice for claims as well as underwriting
- Staff training workshops on employee education
Insurance against potential losses is an essential component of sound financial planning. It shields you against the financial repercussions that could result from unfortunate occurrences such as death, disability, a serious sickness, or damage.
We provide a wide range of alternative insurance policies, any of which can be customised to meet the requirements of your unique situation.
Insurance for a company’s overhead costs, as well as counsel and direction, is included in business protection insurance.
Self-managed super funds
The ability to manage, invest, and administer your own superannuation benefits is made possible by self-managed super funds, also known as SMSFs. SMSFs give you the opportunity to invest in a wide range of assets, such as stocks, mutual funds, term deposits, real estate, art, and collectibles, among other things. In addition, you have the option of getting a loan in order to purchase either real estate or shares.
Having your own fund can result in a mountain of paperwork, including the management of the fund’s setup, asset administration, super administration, investment strategy, and end-of-year financials. SMSFs are an alluring structure for people who want complete decision-making power, but having your own fund can also result in a lot of paperwork.
In addition to assisting you with the establishment of an SMSF, we also offer ongoing strategy, investment, insurance, and estate planning advice for your SMSF. In addition, we offer assistance to other superannuation professionals in relation to asset administration, super administration, and end-of-year financials.
Business succession planning
Suggestions and instructions on the best way to organise a business succession plan. In partnership with your legal counsel or one of the panel attorneys, we provide a comprehensive solution that enables business partners to develop an exit strategy that is tailored to the requirements of both their personal lives and those of their families.
Ownership of a Commercial Insurance Policy Structures on which we can provide advice;
- Self Ownership of each policy
- Cross-Ownership of policies by partners
- Individual policies owned by each person’s discretionary trust
Strategies for lowering one’s debt load
Options for consolidating debt, such as decreasing the amount owed using assets that are not performing as expected, are being studied. One method for getting out from under debt is to use your retirement savings to pay down your mortgage.
Arrangements pertaining to taxes
Developing effective strategies that provide favourable tax treatment for investments. Arrangements (i.e. companies, trusts, superannuation and pension vehicles). Personalized recommendations on how best to organise one’s finances after being laid off from one’s job or having their employment terminated. An essential component of retirement tax planning is making the most of any available tax benefits, such as the Government Co-Contribution, Spouse Contribution Rebates, and Spouse Contribution, respectively.
Mint Advisory – Financial Planners & Advisors Melbourne
1300 050 920
Who is Mint Advisory?
Mint Advisory was founded by David Dooley. It’s a full-service financial planning firm with a boutique feel. In today’s complex industry, we have a solid reputation for delivering effective strategic guidance and clear direction to help individuals and organisations achieve their objectives.
Mint Advisory’s team is dedicated to resolving our clients’ most pressing issues and providing realistic and commercial financial planning services. We are committed to our clients’ long-term financial prosperity. We’ve built solid and productive relationships with our clients over the last 20 years.
We are based in Melbourne and serve a diverse spectrum of local and national clients, including the following:
- Wealth accumulators;
- Business owners;
- Companies and organisations seeking a super default fund; and
- Separated couples are seeking a financial solution.
The Significant Advantage We Offer Our Clients Include
Superior Client Service
Each client is assigned a Relationship Manager, who is in charge of overseeing all work to ensure that your demands are satisfied and any issues are addressed.
We’ll keep you up to date with step-by-step instructions on how to put your personal ideas into action, transfer funds, and set personal protection insurance.
We can provide you with access to senior, experienced financial planning guidance at a very low cost. Many of our competitors, who demand higher fee rates, operate their businesses with big and expensive overheads.
Our philosophy is to give high-quality financial planning guidance at a reasonable cost.
Wealth of experience
We provide financial guidance from a team of renowned specialists in order to provide solutions. Our team of seasoned consultants has been instrumental in our success.
Not obligated to any investment or insurance provider
All investment and insurance product suggestions will be made on the basis of what we consider is the “best appropriate” product for your circumstances. We are not beholden to any particular service, and our suggestions are based on our own research.
Access to Financial Advisers
We ensure that our Financial Advisers are available and contactable at all times to meet your financial issues in order for you to achieve good results. Our goal with clients is to build long-term, strong partnerships in which we gain a thorough understanding of their position and achieve the best strategic solutions possible.
Solutions based approach
Our aim to you is to give practical, commercial solutions that are tailored to your strategic goals and not just financial answers. It is our job to get to know your company and its unique requirements by speaking and cooperating closely with you.
National Financial Planners – Financial Planners & Advisors Melbourne
03 9504 3879
National Financial Planners would like to take this opportunity to extend to you a cordial welcome. To assist you in accomplishing your monetary and lifestyle goals, our mission is to establish a long-term working relationship with you that is mutually advantageous to both of us. Your financial security, the expansion of your wealth, and the attainment of independence from your finances are all goals that we are dedicated to supporting you in reaching.
We will always be honest and transparent with you, and we will keep our promises to you. Sentry Advice Pty Ltd ABN 77 103 642 888 is a Corporate Authorised Representative (No237225) of National Financial Planners Pty Ltd. Sentry Advice Pty Ltd is a financial services licensee in Australia with the number 227748.
To assist you in accomplishing your monetary and lifestyle goals, our mission is to establish a long-term working relationship with you that is mutually advantageous to both of us. Your financial security, the expansion of your wealth, and the attainment of independence from your finances are all goals that we are dedicated to supporting you in reaching.
You can count on us to always be honest, upfront, and open with you, and we will never break a promise that we have made to you.
Our company’s mission is to assist you in organising your financial concerns. National Financial Planners Pty Ltd develops financial plans to help you build, protect, and provide wealth for the lifestyle you want. Do you have any plans to stay alive? Do you want to be successful?
Those who wish to have financial independence in the future as well as financial stability in the future need to have a financial plan in place today more than they have ever needed to have one. Many of us are unable to make the most effective use of our available financial resources because we either do not have enough time or do not have access to the assistance of qualified professionals.
Convenience & Peace of Mind
National Financial Planners Pty Ltd has the resources and the experience necessary to develop a customised strategy that is suited to your current circumstances and will assist you in achieving the lifestyle you envision for the future.
Someone whose judgement you can put your faith in and who has extensive experience in the relevant field ought to be the one to advise you on the decisions that will affect your financial future.
At NFP, we are committed to providing the Right Advice at the Right Price.
Summerhill Financial Services – Financial Planners & Advisors Melbourne
+61 3 9909 7703
Who uses a financial planner?
Alex Perini and Margaret Coulter, the team behind Summerhill Financial Services
Our clients come from various walks of life, with a diverse set of goals and a wide spectrum of financial management experience. Some of them are well-heeled professionals. Some of them aren’t. Some people are great with money, while others aren’t.
All of them, however, want professional help in developing their wealth and opt to seek financial advice because they lack the knowledge, time, or willingness to manage their own finances on their own. They’d rather spend their free time doing things they enjoy rather than trying to stay on top of what they should be doing to maximise their income and investments.
What do we do?
We offer financial coaching to help you make the most of your income and assets. We want you to have enough time to do the things you want right now while also ensuring that you are financially secure enough to live the life you desire in the future.
Many individuals have a rough sense of what “financial advising” is, but they don’t fully get how it works. Some people have asked if we should give them a budget. Or do you purchase them stock? Or do you want to take over their financial accounts? Are you in charge of their insurance? And so forth.
What we do for each client is based on what they desire and what we agree on. So, first and foremost, we want to understand why you’re seeking help, and then it’s our job to keep you on track so you can get there.
Diversified Financial Planners – Financial Planners & Advisors Melbourne
03 9770 6490
Superfund money is taxed differently than other investments. It’s intended to reward you for making long-term investments. Diversified Financial Planners have a lot of Superannuation experience.
Although retirement may seem far away, putting money into super today is still a tax-efficient method to invest. You can also benefit from the compounding impact of returns.
Self Managed Superannuation
The advantages of self-managed super funds (SMSFs) include greater control over your retirement savings, flexibility, and choice. With the SMSF Professional Association, we have access to an SMSF SPECIALIST ADVISORTM (SPAA)…..
Insurance serves as the cornerstone upon which all other financial plans are constructed. You can rely on Diversified Financial Planners to guide you through the process of evaluating potential dangers and choosing the most suitable insurance protection for you and your family.
We are living longer as a result of improved health care. As a result, some Australians will spend more time in retirement than working. To support your retirement, you’ll need money — a lot of it.
According to the Reserve Bank’s annual report from 2004, Australia has one of the highest homeownership rates in the world. But, in this day of sky-high housing costs, how can you make ends meet?
Diversified’s pleasant and skilled team understands that when it comes to financial planning, everyone has distinct goals, assets, and journeys.
The first step in developing long-term connections and delivering customised answers and advice is to recognise each individual scenario and life stage.
With that in mind, our knowledgeable staff will accompany you on your path, helping you to determine your objectives, create a financial plan or investment strategy, and putting you in charge of your finances and destiny.
As we progress through life, we are challenged with a variety of financial difficulties.
It could be in relation to saving for retirement, planning for parenthood, or purchasing a home at first. We may want to establish a business, buy an investment property, or plan for our retirement later in life.
Diversified is here to provide you with personalised, expert guidance and strategic solutions to maintain your current lifestyle and ensure your financial future, regardless of your life stage.
Our Ongoing Review & Service Packages
We provide a variety of continuous service packages that can be customised to meet your specific needs in order to keep you on track to meet your goals and objectives.
How We Help You
Our educated and experienced Financial Planners at Diversified deliver outstanding planning, smart and cutting-edge solutions, and successful execution for our consumers.
Affinity Private Advisors – Financial Planners & Advisors Melbourne
1300 769 305
We take our role as your trusted advisor very seriously and view the management of your assets as one of our primary obligations.
At Affinity Private Advisors, we take the responsibility that comes with serving as your trusted advisor to effectively manage your wealth very seriously. As a consequence of this, you can anticipate the utmost care, attention, and consideration, in addition to total diligence, when it comes to the process of developing your personalised strategy. Because it is adapted to your specific needs, it makes it possible for you to realise your monetary objectives and get to the life-markers you’ve always dreamed of, which in turn helps you to provide a stable financial future for your family.
Administration of Investments and Portfolios
A counselling procedure generally reserved for institutional investors is at the heart of our objectives-based investment philosophy.
As we strive to redefine excellence in wealth management, our combined experience uniquely positions us to give tailored, robust, and timely guidance. We work with some of the world’s best global investment managers, combining active and passive strategies to create a dynamic, risk-focused portfolio that will outlast the competition. Portfolios are managed with a long-term strategic perspective and tactical techniques that are tailored to the present economic or market climate.
Strategies for Retirement and Income Generation
Before we can start sketching out a Retirement and Income Strategy, we need to go deeper into our clients’ fundamental desires and thinking about what they want to accomplish throughout their lifestyle years. Because no two perspectives are the same, we don’t use a conventional formula to each client’s case in the aim of achieving success.
Despite the fact that working and retiring are two completely different lifestyles, they are both seasons of life that should be addressed with equal care and respect. While it is necessary, you should have a substantial quantity of money in the bank when you retire. It’s awful to witness a customer who is genuinely unsure of where to turn physically next at this critical juncture in their lives. This is why we continue to encourage our clients to devote the same amount of time and effort to their lifestyle goals as they did to their job goals.
Personal & Business Insurance
If you want to be financially independent in the long run and achieve your long-term goals, it is absolutely necessary to keep to a financial plan. However, even the most precise financial strategy will become irrelevant in a short amount of time if it is not supported by Personal and/or Business Insurance Protection. In the event that the worst case scenario occurs, such as a serious illness, being involved in an accident, or passing away, having insurance is essential to guaranteeing that your financial requirements will be met and that your standard of living will be preserved.
At Affinity Private Advisors, our area of expertise is providing professional advice to clients in a wide variety of professions, such as sole proprietors of businesses, partners in partnerships, and regular people. We make every effort to ensure that we have a thorough grasp of both your current financial condition as well as your long-term financial goals. This ensures that we can provide you with the best service possible. Because of this, we are able to compute and design the optimal level of protection by utilising only the most reputable insurance policies available on the market that have a proven track record. By advising on policy ownership, we also offer suggestions on how to make the most of tax considerations and how to minimise their impact.
Estate and Succession Planning
As part of your estate planning, you should evaluate your current and potential assets, as well as your financial goals, insurance policies, and retirement accounts, as well as the requirements of your family. A comprehensive estate plan enables you to maximise the wealth that is distributed by minimising the tax costs on your beneficiaries and protecting the inheritances of your loved ones from falling into the wrong hands. This helps you to maximise the amount of wealth that is transmitted.
You can maximise the wealth that is transferred by minimising the tax burdens on your beneficiaries and protecting your loved ones’ inheritances from falling into the wrong hands with a comprehensive Will. A simple Will only acknowledges the receipt of your assets to those who you intended to receive them. However, a comprehensive Will allows you to maximise the wealth that is transferred.
Affinity Private Advisors is in constant contact with a number of Australia’s most prominent estate lawyers. Alternately, we can collaborate with the legal counsel of your choice to make certain that your Estate Plan is solid and free from any weaknesses or gaps in its provisions.
After the strategy has been implemented, we will review it on a regular basis to ensure that we are current on any changes to the tax law that may have an effect on the initial plan. After that, we will determine how we can modify the strategy to stay one step ahead of the competition while still achieving the best possible financial results.
Philanthropy – Charitable Giving
One of the most gratifying aspects of our work here at Affinity Private Advisors is getting to learn about all of the unique charitable endeavours that our clients are involved in as well as their genuine desire to give back to the causes for which they have a deep-seated affection. It is a really fulfilling activity when we are able to assist our clients in the management of their short-term and long-term charity goals in connection with the increase of their wealth.
About Affinity Private Advisors
True wealth is built on the ability to realise your full potential and achieve personal achievement.
Affinity Private Advisors was founded to assist busy professionals and corporate executives in living a meaningful and genuine life by leveraging their money. Our Principals noticed a need to deliver new and different financial consulting solutions in an unbiased, uncompromised method to help better the lives of our clients after working in corporate, business, and investment banking.
Our well-organized team of experts is dedicated to making our clients’ ideas and goals a reality. The ultimate goal is to provide our clients with not just strong knowledge and experienced guidance on their financial matters, but also the assurance that they are fully equipped to pursue their objectives without hesitation.
Frequently Asked Questions About Financial Planners
How much do financial planners cost Australia?
According to the Financial Planning Association, the cost of consulting a financial planner can run from $2,500 to $3,500 to build up a plan, and then roughly $3,000 to $3,500 annually if you have an ongoing connection with the planner (FPA).
Are financial planners in demand in Australia?
According to researcher Investment Trends, the demand for financial advice has doubled in the last five years, with 2.6 million non-advised Australians indicating they expect to seek help from a financial planner in the next two years, up from 1.3 million in 2015.
Is it worth paying for a financial advisor?
Financial planners can help you save a lot of time and effort. While you can manage your finances on your own, working with a professional can save you a lot of time, effort, and energy, especially if managing them on your own makes you feel worried or confused.
Australian Property Advisory Group – Financial Planners & Advisors Melbourne
1300 760 902
Property Advisors In Melbourne
We at the Australian Property Advisory Group can assist you realise the importance of interacting with independent professionals who are insured to give unbiased professional advice. Buyer’s advocates represent the buyer, whereas real estate agents represent the seller. We are qualified to provide our clients with guidance based on their unique circumstances, risk profile, goals, and needs analysis/requirements, even though we are buyer’s agents/advocates.
We don’t hire salespeople or telemarketers. We don’t make cold calls. If you’ve received a cold call, it’s most likely from a company with a similar name. Only if you make an enquiry with us will we be able to assist you.
Why should you consider hiring a professional property investment advisor?
Since the 1960s, we’ve seen a massive rate of population expansion accompanied with the ‘anticipated’ growth in property, as well as hundreds of estate agents offering a wide selection of houses for sale at any given time. Despite the fact that there is an increasing amount of information available on the internet, many purchasers have busy lifestyles, particularly at work. As a result, many people are short on time and are unable to devote sufficient time to finding their dream property. As a result, a more specialised property investment advisor emerges. Pays the commision to the real estate agent who found the property. This is especially useful for buyers who live outside the neighbourhood, interstate, or even internationally. Once the property has been discovered, the agent will negotiate on behalf of the buyer with the vendor’s agent.
Expert Property Advisors For Discerning Buyers
We understand how time-consuming it may be to discover the appropriate property. We can assist you in identifying the perfect property and ensuring that you only invest in the most suitable property based on your specific demands. With our service, you’ll have access to the broadest selection of available residences.
Andrew Crossley, an ardent property investor who is passionate about assisting others in achieving their goals, founded Australian Property Advisory Group.
How We Can Help You Increase Your Wealth
Our clients benefit from our personal experience as well as the same tried-and-true methods that we employ in our own investing. The foundation of our planning method is unbiased and extensive study and analysis.
Throughout the counselling and property sourcing process, we follow professional standards that include transparency, complete disclosure, and the avoidance of any conflicts of interest. Professional indemnity insurance is in place to back this up. For the property research and advice we provide, we charge a fee for service.
We have extensive resources, networks, business processes, and systems at our disposal.
How We Can Help You Get Started
Our “risk-free” engagement process includes a no-obligation free consultation, some fact collection and preliminary analysis in between appointments, and feedback on what’s achievable.
During the initial meeting, we will spend time discussing your objectives and how we might assist you. It’s mostly a get-to-know-you session to discover if you’re comfortable with me and for both of us to determine whether we can help you.
We provide input on what’s doable at the follow-up consultation, agree our conditions of engagement, and then kickstart the Property Investment Advice process.
Scope of services provided include a) full property advice, b) portfolio review and optimisation, c) property sourcing and selection, and d) ongoing mentoring and support. These services are detailed in a Property Investment Services Guide provided at the initial meeting.
Foundation Financial Advice – Financial Planners & Advisors Melbourne
ABOUT Foundation Financial Advice
Foundation Financial Advice is an FPA Professional Practice that offers its services in a convenient location in the centre of Melbourne. The company assists individuals such as yourself in optimising their financial position, making certain that no opportunities are missed, and providing a feasible path to wealth. We offer our services to you on a fee-for-advice basis in order to assist you in achieving your objectives and freeing up your time to concentrate on living your life rather than worrying about money.
Peter Tribolet is credited with initiating the establishment of Foundation Financial Advice. Certified Financial PlannerTM Practitioner with a Master’s degree and more than 15 years of experience in the field.
What we DO
We are fully aware that the accomplishments of our customers are directly proportional to our own. The purpose of our company is to improve the happiness of our customers by increasing our income. The following client services have been demonstrated to be helpful in supporting clients in accomplishing the goals that they have set for themselves.
Personalized direction and strategies for a smooth transition into retirement or for optimising your position so that you can enjoy a luxurious retirement are available. We will handle your financial matters so that you can focus on living life to the fullest and pursuing the things that really interest you. We assist you in establishing the greatest possible balance between minimising or eliminating taxes, minimising or maximising your benefits from Centrelink, and protecting and growing your assets.
Helping to create investment plans and assistance in LRBA (Limited Recourse Borrowing Arrangements) for commercial and residential properties to be structured in super. Complex criteria and family intergenerational wealth planning. SMSF private risk and industry fund advice combined. From the beginning to the end.
Defined Benefit Expert Advice
One of the few consulting companies with the objective of counselling you on how to maximise the returns from these formula-driven funds, factor the advantages into your overall financial condition, and design a strategy to highlight optimisation and saturation areas in the formula.
Wealth Creation Strategies
We devise a strategy for you that takes advantage of a wide variety of different investment options, all of which work together to provide you access to the resources you need to create and preserve genuine wealth. Your current situation will decide the type of plan or combination of assets (shares and property, both inside and outside of super) that you will need in order to accomplish your objectives.
Superannuation Advisory Service
Methods that can be utilised both before and after retirement to ensure a comfortable financial future for one’s family throughout retirement. Making preparations for the generations to come.
Aged Care & Estate Planning
In addition to making sure that you or a loved one enters the years of frailty with CHOICE, it is extremely important to make plans for the distribution of the estate’s assets in order to prevent the value of those assets from being lowered by the imposition of taxes or other expenses on the family. Strategies that will allow the family to remain in their house while also safeguarding, dividing, and investing their earnings.
Insurance And Risk Analysis
Researching all approved and existing insurance policies to determine their specific applicability, tax effectiveness, and cost efficiency will help you tailor coverage to your unique circumstances and preserve the financial well-being of both you and your family.
Debt Recycling And Reduction
Provide options and guidance on how to arrange your debt, identify “good” and “bad” debt, and make the most of the equity in your property assets to reduce taxes and increase asset value while maintaining cash flow.
You will be assisted in generating and measuring an appropriate budget for your living expenses, which you will be able to monitor on a regular basis. This is then protected, and any surplus is applied to your assets, which enables you to effectively reach and even exceed your goals in a timely manner.
Loan Structuring And Debt Advice
You can save money on interest by employing a tactic known as an offset and linked card, which allows you to defer expenses while offsetting interest at the same time. These are complex frameworks that can be utilised for property portfolios, SMSFs, and company loans.
Make sure that you have adequate insurance to keep your company operating in the event that one of your partners or a key employee is involved in an accident, becomes ill, or passes away unexpectedly.
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Advice on financial planning that is practical, honest, private, and professional that is in your best interests!