Superannuation Services in Melbourne
Secure Your Financial Future with Bookkept
At Bookkept, we understand the vital role superannuation plays in your long-term financial well-being. Our team of superannuation experts is dedicated to helping Melbourne businesses and individuals navigate the complexities of super, ensuring compliance and maximising your retirement savings.
We consider your personal circumstances and financial situation to provide tailored advice that optimises your super balance and future performance.
Superannuation Solutions for Every Stage Melbourne, Victoria
Whether you're an employee, employer, or self-employed, Bookkept offers tailored superannuation services to meet your unique needs.
We guide you through the superannuation landscape, helping you make informed decisions for a secure financial future. Our approach takes into account your super balance, investment options, and potential future performance to create a strategy that works for you.
Employer Superannuation Obligations
Managing your employees' superannuation can be complex. We simplify the process:
Calculation of Super Guarantee (SG) contributions
Timely payment processing
Compliance with SuperStream standards
Management of multiple super funds
Reporting and record-keeping assistance
Our team ensures you meet all your superannuation obligations, avoiding penalties and maintaining positive employee relations. We help you understand and manage super contributions efficiently, minimising administration fees and other costs.
Self-Managed Super Fund (SMSF) Services
Looking for more control over your superannuation? We offer a range of comprehensive SMSF services, including setting up and structuring your SMSF, managing compliance and conducting audits, developing investment strategies, planning and minimizing taxes, and handling ongoing administration and reporting.
Our team provides the expertise you need to effectively manage your SMSF, ensuring compliance with ATO regulations while maximizing your fund's performance. We'll help you navigate investment options and understand that past performance is just one factor in making informed decisions.
Plans to suit your business accounting & bookkeeping needs
We don’t believe in a cookie cutter approach when it comes to billing.Our clients prefer certainty so we tailor a monthly package with defined accounting services and agree upfront. Here are some examples of what we do for our clients –
Chris - The Contractor
Emma - The Cafe Owner
Mick - The Well-Established Firm
Superannuation Strategy and Optimisation
Superannuation is a powerful tool for building wealth and securing your retirement. Our strategic services include:
We analyse your current super arrangements and financial goals to develop a tailored strategy. This may involve salary sacrifice arrangements, contribution splitting, or other optimisation techniques.
We help you navigate complex areas such as transition to retirement strategies, ensuring you make the most of available opportunities.
Our team keeps you informed about legislative changes that may impact your superannuation, allowing you to adapt your strategy as needed.
We'll help you understand the impact of investment fees on your super balance and guide you in making both concessional and non-concessional contributions to maximise your retirement savings.
Individual Superannuation Advice
When it comes to superannuation, everyone's needs are unique. We offer personalised services, including super fund selection and comparison, consolidation of multiple accounts, contribution strategies, insurance analysis, and estate planning.
We work closely with you to create a superannuation strategy aligned with your long-term financial goals and risk profile. Our advice takes into account your current super balance, investment options, and potential future performance to help you make informed decisions.
What our clients are saying
FAQ About Our Service
How often should I review my superannuation strategy?
We recommend an annual review of your superannuation strategy. However, significant life events such as marriage, divorce, or career changes may warrant an immediate review to ensure your strategy remains appropriate. Regular reviews allow us to assess your super balance, investment options, and overall financial situation.
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Can Bookkept help with superannuation compliance for my business?
Yes, we offer comprehensive superannuation compliance services for businesses. This includes ensuring correct calculation and timely payment of Super Guarantee contributions, as well as meeting all reporting requirements. We help you manage super contributions efficiently while minimising administration fees.
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What are the benefits of a Self-Managed Super Fund (SMSF)?
SMSFs offer greater control over investment choices, potentially lower investment fees, and tax advantages. However, they also come with increased responsibilities. We can help you determine if an SMSF is suitable for your situation and assist with its management, considering factors such as past performance and future performance potential of various investment options.
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How can I maximise my superannuation contributions?
There are several strategies to boost your super, including salary sacrifice, government co-contributions, and spouse contributions. We can develop a personalised contribution strategy that maximises your super within the legal limits. This includes guidance on both concessional and non-concessional contributions to optimise your super balance.
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What happens to my superannuation if I change jobs?
You have options when changing jobs, including keeping your existing fund, joining your new employer's fund, or consolidating multiple accounts. We can help you evaluate these options and choose the best approach for your circumstances. Our advice considers factors such as investment fees, administration fees, and the potential future performance of different superannuation funds.
Get In Touch Today
Get in touch by filling out the form below or simply call (03) 8568 3506!